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Vinit Kumar, Fmva® Email & Phone Number

Senior Business Credit Underwriter at Desert Financial Credit Union
Location: Greater Phoenix Area, United States 7 work roles 3 schools
1 work email found @bankofthewest.com LinkedIn matched
✓ Verified Jul 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email

Work email v****@bankofthewest.com
LinkedIn Profile matched
3 free lookups remaining · No credit card
Current company
Desert Financial Credit Union
Role
Senior Business Credit Underwriter
Location
Greater Phoenix Area, United States
Company size
746 employees

Who is Vinit Kumar, Fmva®? Overview

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Quick answer

Vinit Kumar, Fmva® is listed as Senior Business Credit Underwriter at Desert Financial Credit Union, a with 746 employees, based in Greater Phoenix Area, United States. AeroLeads shows a work email signal at bankofthewest.com and a matched LinkedIn profile for Vinit Kumar, Fmva®.

Vinit Kumar, Fmva® previously worked as Senior Emerging Middle Market Credit Underwriter at Bmo U.S. and Credit Product Associate II at Bmo U.S.. Vinit Kumar, Fmva® holds Mlm Leadership And Management, The Master Of Leadership And Management from Arizona State University.

Company email context

Email format at Desert Financial Credit Union

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*@bankofthewest.com
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AeroLeads found 1 current-domain work email signal for Vinit Kumar, Fmva®. Compare company email patterns before reaching out.

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Profile bio

About Vinit Kumar, Fmva®

Experienced credit decision maker of with combined 9+ years in Small & Medium Business and Commercial Credit Analysis and Risk Assessment with energetic approach to problem solving. Also, interested in pursuing opportunities in Data Analyst roles.

Listed skills include Credit Risk, Finance, Loans, Learning Quickly, and 16 others.

Current workplace

Vinit Kumar, Fmva®'s current company

Company context helps verify the profile and gives searchers a useful next step.

Desert Financial Credit Union
Desert Financial Credit Union
Senior Business Credit Underwriter
phoenix, arizona, united states
Website
desertfinancial.com
Employees
746
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Company profile
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7 roles

Vinit Kumar, Fmva® work experience

A career timeline built from the work history available for this profile.

Senior Emerging Middle Market Credit Underwriter

Bmo U.S.

Tempe, Arizona, United States

● Underwrite new money and renewal request for C&I and CRE transactions by analyzing business reports, financial statements, and tax returns to make sound credit decisions within established guidelines while minimizing risk. Hold Delegated Lending Authority up to $1MM for Pass Grade Credits.● Awarded Outstanding Rating for the FY2021 for successfully taking on expanded responsibilities and exceeding the expectations of those of Senior Underwriters. ● Awarded SME Excellence Rainmaker for Fall 2021 as Top Performing SME Credit Star.● Successfully led and completed a special project comprising of 4 team members to remediate past due annual reviews. Overall, I remediated up to 600 past due annual review ticklers in a timespan of 8 months which enabled the SME team to meet maximum threshold of allowed past due reviews by the Regulator.● Mentored and developed 2 Junior Underwriters to a fully-fledged underwriter.● Recognized as rainmaker for June 2022 for 320 production hours in 21 business days by securing final approval on numerous applications demonstrating ability to influence opinions and drive results.

Apr 2021 - May 2024

Credit Product Associate Ii

Bmo U.S.

Tempe, Arizona

● Performed detailed analysis of financial statements, tax returns, and cash flow projections to make recommendations on Dealers' credit situation and assist senior Underwriters.● Underwrote Floor Plan Loans for up to $1MM in exposure.● Trained and coached new associate on credit risk analysis and policies and procedures.

Jun 2019 - Apr 2021

Credit Research Analyst

First Hawaiian Bank

Honolulu, Hawaii

● Completed credit inquiries and fraudulent reviews requested by internal and external sources, with quality rating at 100% with no audit findings.● Completed Financial Review/Loan Reviews and Spreads which were consistent and error free to support credit underwriting for small business and commercial customers.● Validated borrowing base certificates, tested financial covenants for compliance and imaged loan documents.

Apr 2016 - Jun 2018

Small & Medium Business Underwriter

Anz Pacific Operations Trading As Suva Hub

Fiji

● Decisioned for loan approvals, declines, or counteroffers with strictly adhering to compliance with lending and underwriting in an innovative and fast paced environment.● Quality & Productivity - Quality Rating at 99% and Productivity Rating at 98% for the financial year.● Completed Formal Commercial Banking Credit Training.

Sep 2014 - Oct 2015

Business Relationship Associate

Hfc Bank

Fiji

Sep 2013 - Sep 2014

Loan Processor & Servicing

Hfc Bank

Fiji

Jan 2012 - Sep 2013
Team & coworkers

Colleagues at Desert Financial Credit Union

Other employees you can reach at desertfinancial.com. View company contacts for 746 employees →

MJ Michael Jamison Michael Jamison Colleague at Desert Financial Credit UnionPhoenix, Arizona, United States View → OM Omar Mejia Omar Mejia Colleague at Desert Financial Credit UnionPhoenix, Arizona, United States View → RM Roberto Moreno Roberto Moreno Colleague at Desert Financial Credit UnionGreater Phoenix Area, United States View → AZ Aileen Zink Aileen Zink Colleague at Desert Financial Credit UnionMesa, Arizona, United States View → DE Daniel Edwards Daniel Edwards Colleague at Desert Financial Credit UnionGlendale, Arizona, United States View → RL Rick Luce Rick Luce Colleague at Desert Financial Credit UnionPhoenix, Arizona, United States View → RA Resad Abbasov Resad Abbasov Colleague at Desert Financial Credit UnionAzerbaijan View → JA Jasmine Ariaz Jasmine Ariaz Colleague at Desert Financial Credit UnionPhoenix, Arizona, United States View → JJ Jesika Jesikamoran Jesika Jesikamoran Colleague at Desert Financial Credit UnionPhoenix, Arizona, United States View → LC Linda Cordova Linda Cordova Colleague at Desert Financial Credit UnionGlendale, Arizona, United States View →
3 education records

Vinit Kumar, Fmva® education

Nanodegree, Data Operations

Udacity

Learned to determine, create, and execute SQL and NoSQL queries that manipulate and dissect large scale datasets. Acquired skills in data.

Bachelor’S Degree, Banking And Finance, 3.40

The University Of The South Pacific

Accredited by the WASC Senior College and University Commission (WSCUC), 985 Atlantic Avenue, Suite 100, Alameda, CA 94501

FAQ

Frequently asked questions about Vinit Kumar, Fmva®

Quick answers generated from the profile data available on this page.

What company does Vinit Kumar, Fmva® work for?

Vinit Kumar, Fmva® works for Desert Financial Credit Union.

What is Vinit Kumar, Fmva®'s role at Desert Financial Credit Union?

Vinit Kumar, Fmva® is listed as Senior Business Credit Underwriter at Desert Financial Credit Union.

What is Vinit Kumar, Fmva®'s email address?

AeroLeads has found 1 work email signal at @bankofthewest.com for Vinit Kumar, Fmva® at Desert Financial Credit Union.

Where is Vinit Kumar, Fmva® based?

Vinit Kumar, Fmva® is based in Greater Phoenix Area, United States while working with Desert Financial Credit Union.

What companies has Vinit Kumar, Fmva® worked for?

Vinit Kumar, Fmva® has worked for Desert Financial Credit Union, Bmo U.S., First Hawaiian Bank, Anz Pacific Operations Trading As Suva Hub, and Hfc Bank.

Who are Vinit Kumar, Fmva®'s colleagues at Desert Financial Credit Union?

Vinit Kumar, Fmva®'s colleagues at Desert Financial Credit Union include Michael Jamison, Omar Mejia, Roberto Moreno, Aileen Zink, and Daniel Edwards.

How can I contact Vinit Kumar, Fmva®?

You can use AeroLeads to view verified contact signals for Vinit Kumar, Fmva® at Desert Financial Credit Union, including work email, phone, and LinkedIn data when available.

What schools did Vinit Kumar, Fmva® attend?

Vinit Kumar, Fmva® holds Mlm Leadership And Management, The Master Of Leadership And Management from Arizona State University.

What skills is Vinit Kumar, Fmva® known for?

Vinit Kumar, Fmva® is listed with skills including Credit Risk, Finance, Loans, Learning Quickly, Windows 7, Account Reconciliation, Credit, and Time And Attendance.

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