Companjon is a leading Pan-European insurer specializing in embedded insurance that’s fully digital, transaction-triggered, and hassle-free. As a B2B2C business, we're pushing the boundaries of insurance, bringing flexible and fully automated solutions to customers’ online bookings and purchases.As a member of the Executive Management Team of Companjon Group and Executive Management Committee of Companjon Insurance my main role is to support the CEO and the Board of Directors in driving and delivering on the ambitious strategic goals of Companjon.

Risk Management course for the Master in Actuarial and Financial Services

Head of Risk at Liberty International European Holdings (LIEH), a Liberty Mutual Group holding company of insurance companies LIEH is comprised of insurance companies with presence in the following countries: Spain, Ireland, Portugal, Luxembourg, Brazil, UK, France, Italy, Germany, the Netherlands, Switzerland, Belgium.Key Responsibilities:- Lead the risk function to ensure that the company and subsidiary entities meet the required governance and risk management regulatory obligations- Oversight responsibilities over the risk functions in all subsidiary entities- Risk Function Holder of the Holding Company- Responsible for reporting to Board Risk Committee and Board of Directors quarterly on the risk profile of the Holding Company- Responsible for all risk related engagements with regulators - Defining, implementing, monitoring and maintaining the Sub-Group system of governance and risk management system- Support the subsidiary entities in implementing appropriate governance structures and race management frameworks develop risk policies and risk appetite and cascade them to subsidiary entities- Support the business in embedding risk and capital assessments into decision making- Oversee risk assessment analysis and risk monitoring reviews- Leading the own risk and solvency Assessment (ORSA) process and stress and scenario testing- Promoting and embedding a strong risk and control culture across the Sub-Group- Active member of the Liberty Mutual Group Climate Council - Member of the Global Enterprise Risk Management Leadership Council of Liberty Mutual Group

- reporting directly to the Chief Risk Officer- supporting the Management Board in implementing the strategy by identifying and mitigating main risks- involved in Key strategic transformation projects and initiatives, M&A, Balance sheet optimization. - 2 teams under direct responsibility: Financial Risk Management Team and Operational Risk Management Team- ORSA (Strategic Risk Assessment, Risk Appetite, Stress Scenarios)- Solvency Capital Requirements(SCR) calculations- Risk Appetite definition and implementation- Risk Limits definition- Risk metrics monitoring and reporting- product reviews-secretary of Non-Financial Risk Committee- member of Risk Committees (, Product Risk Committee, ALCO, Model Committee)- control monitoring- define and implement capital optimization solutions- internal control framework- Information Risk Management- Anti-Fraud risk management - Business Security & Continuity management- leading the operational risk management area which includes- internal control framework- working closely with Compliance department in areas like FATCA, AML, BPDD, CDD, KYC, etc.- Solvency II/Pillar 2 Leader - System of Governance responsible

- leading the operational risk management area which includes * internal control framework* Information Risk Management* Anti-Fraud * Business Security&Continuity * Compliance Risk Management/Monitoring (FATCA, AML, BPDD, CDD, KYC, etc.)* Solvency II/Pillar 2 Leader (Governance, Risk management, ORSA, Internal Control)* ORSA process responsible* working directly with the C-level executive team on supporting business strategy from a risk perspective. * System of Governance responsible * responsible for organizing the Non-Financial Risk Committee*member of the Product Risk Committee* member of different operative committees in areas covering commerce, risk, operations

Working together with the CEO and the rest of the Management Board in following-up on the main strategic initiatives.

- ING Service Center servicing European Business Units - serviced the Insurance Operations, Finance and Risk for the ING Insurance Business Units in Central Europe, Spain and Greece• Render support in the development and maintenance of the operational risk management framework for the company, consistent with the Group policies, procedures, standards and regulations; • Provide support for the accurate identification, assessment and monitoring of the operational risks; • Constant administration and update of the operational risk management manual;• Prepare, facilitate and draft the report for the Risk and Control Self-Assessment workshops;• Collect and analyse the periodically reported key risk indicators (KRI);• Actively perform the key risk indicators' trend analysis; • Render support to the management in the regular review processes of key risk indicators;• Collect, analyse, record and administer the operational incidents;• Ensure the execution of the trend analysis focused on operational incidents;• Register the non-audits points and validates the audit points in the database;• Administer and screen the non-audit and audit points;• Vivacious participation in projects, providing valuable insights and challenging the business on the operational risk management issue.• Active involvement in Solvency II project: ORSA Frameworkl risk appetite definition; risk assessment; key controls register• creating Enterprise Risk Management(ERM) framework within the company• involved in development monitoring SLA with business partners and business units(BU)