Avp Product - Payment Services & Digital Products
New Delhi, Delhi, India
Building a full stack of Financial Services for Indonesia:- Direct Debit from Bank Accounts- Recurring Payments - Instant Transfers M2P- Payment via Virtual Accounts- Fraud Detection in Payments- Back Office Payment processing support- Indonesian Payment Landscape (SNAP, BI, FAST, PIAS)As a head of product for Ayoconnect, I hired & led the entire team of PMs/SPMs to manage the above product lines, including:1) Collaborated with 12 biggest banks of Indonesia to establish Direct A/c Debit to collect customer payments2) Launched entire payouts product in 1 Quarter, & increased sales closures with self sign-up3) Built complete Co-branded eWallet solution (can power prepaid cards) in 1 Quarter, using double entry book keeping DB concept4) Implemented real-time Fraud Detection in payment products, resulting in 1-2 potential frauds proactively captured every month through velocity rules, limits, and fraud rules.5) Strengthened product support across teams - sales enablement, customer success, refund & settlement, onboarding, sprint planning6) Established product practices to align the product team towards a culture of Bias for Action & Ownership