Wayne Bowling Email & Phone Number

Charlotte, NC, US

Charlotte, North Carolina Area

• Manage $2MM portfolio (national customer base of 2000+ accounts consisting of public and private sector entities
• Reduced total portfolio delinquency under 3%.
• Place/Release credit holds when appropriate.
• Mentor/train junior analyst
• Provide special projects / adhoc reporting to senior management

Charlotte, NC

• Manage $20MM portfolio (regional customer base of 3000+ accounts consisting of construction/ landscape, transportation and resellers of diesel fuel and gasoline)
• Reduced 60+ day delinquency on key accounts by 77% since employment inception.
• Reduced total portfolio delinquency under 3%.
• Perform customer due diligence to determine creditworthiness (review of financial statements, D&B, personal credit reports).
• Establish credit limits and monitor for compliance with company policies.
• Place/Release credit holds when appropriate.

Charlotte, NC

• Prepared project billing, including, but not limited to, AIA document and lien waiver preparation.
• Cash Applications (cash, check, eft/ach/wire)
• Researched/resolved all project billing discrepancies.
• Monitored portfolio and collected upon delinquent accounts
• Calculated job cost and profit margin for all projects.
• Investigated cost variances and reported/recommended to senior management cost improvements.

Charlotte, NC

• Managed a portfolio of approximately 2000 commercial customers in SE retail mall/outlets
• Initiated collection calls and secured payment.
• Performed account reconciliations for customer disputed payment allocations.
• Worked with Leasing Agents and Property Managers to identify at risk tenants.
• Provided alternative delinquency resolution to executive management via regional payment plans, rent reductions, escrow decreases and or extension/modification of current lease structure.
• Placed accounts in default when all amicable means of resolution has been exhausted.

Charlotte, NC

• Managed the operations of the Accounts Receivable Department for an environmental contractor
• Supervised the invoice process for 12 branch locations.
• Responsible for customer/ project/budget entry and Certificate of Insurance functions.
• Reviewed/approved/corrected daily cash deposits and payment postings.
• Collected past due accounts via mail, email and telephone correspondence.
• Negotiated account settlements with insurance companies.

Charlotte, NC

• Managed national customer base of 3000+ accounts consisting of health food distributors and retailers, e-commerce supplement suppliers/retailers, and health club facilities.
• Performed due diligence on customer applications to determine creditworthiness (review of financial statements, D&B, personal credit reports).
• Established credit limits and monitored for compliance with company policies.
• Placed/Released credit holds when appropriate.
• Worked with magistrates (obtained warrants for NSF check offenders), collection agencies and attorneys (represented company in litigation) when amicable resolution was not feasible.
• Developed credit /collection policies.

Charlotte, NC

• Collections Manager 3/99-1/00
• Managed a portfolio of 2500 accounts totaling approximately $250,000,000.00.
• Supervised a staff of three Account Administrators.
• Served as an Account Administrator on severely delinquent and litigation accounts.
• Ensured that delinquency levels/losses were kept to a minimum by adhering to company policies.
• Facilitated repossession and liquidation of collateral when appropriate and established and sued for applicable deficiencies.

Charlotte, NC

• Negotiated settlements of non performing assets
• Restructured debt and/or payment schedules of non-performing assets
• Evaluated/foreclosed/liquidated collateral
• Initiated debtor litigation of non performing assets.

Bachelor'S Degree, Business Admin, Finance, Economics

Education record

Education record