Wayne Bowling Email & Phone Number

Charlotte, Nc, Us

Charlotte, North Carolina Area

• Manage $2MM portfolio (national customer base of 2000+ accounts consisting of public and private sector entities• Reduced total portfolio delinquency under 3%.• Place/Release credit holds when appropriate. • Mentor/train junior analyst • Provide special projects / adhoc reporting to senior management

Charlotte, Nc

• Manage $20MM portfolio (regional customer base of 3000+ accounts consisting of construction/ landscape, transportation and resellers of diesel fuel and gasoline) • Reduced 60+ day delinquency on key accounts by 77% since employment inception. • Reduced total portfolio delinquency under 3%.• Perform customer due diligence to determine creditworthiness (review of financial statements, D&B, personal credit reports). • Establish credit limits and monitor for compliance with company policies. • Place/Release credit holds when appropriate. • Mentor/train junior analyst • Provide adhoc reporting to senior management

Charlotte, Nc

• Prepared project billing, including, but not limited to, AIA document and lien waiver preparation.• Cash Applications (cash, check, eft/ach/wire)• Researched/resolved all project billing discrepancies.• Monitored portfolio and collected upon delinquent accounts • Calculated job cost and profit margin for all projects. • Investigated cost variances and reported/recommended to senior management cost improvements.• Assisted Controller with month end close

Charlotte, Nc

• Managed a portfolio of approximately 2000 commercial customers in SE retail mall/outlets• Initiated collection calls and secured payment. • Performed account reconciliations for customer disputed payment allocations.• Worked with Leasing Agents and Property Managers to identify at risk tenants.• Provided alternative delinquency resolution to executive management via regional payment plans, rent reductions, escrow decreases and or extension/modification of current lease structure.• Placed accounts in default when all amicable means of resolution has been exhausted.• Prepared legal packages for tenants who are deemed to be vacated.• Provided weekly and monthly reporting to executive management identifying at risk tenants.

Charlotte, Nc

•Managed the operations of the Accounts Receivable Department for an environmental contractor•Supervised the invoice process for 12 branch locations. •Responsible for customer/ project/budget entry and Certificate of Insurance functions. •Reviewed/approved/corrected daily cash deposits and payment postings. •Collected past due accounts via mail, email and telephone correspondence. •Negotiated account settlements with insurance companies. •Recommended lien filing, third party collection, arbitration and/or write offs. •Worked with A/P and Payroll departments to ensure accurate job costing. •Provided cash flow analysis, bad debt reserve, aging reporting. •Assisted with month end close•Special projects as needed.

Charlotte, Nc

•Managed national customer base of 3000+ accounts consisting of health food distributors and retailers, e-commerce supplement suppliers/retailers, and health club facilities. •Performed due diligence on customer applications to determine creditworthiness (review of financial statements, D&B, personal credit reports). •Established credit limits and monitored for compliance with company policies. •Placed/Released credit holds when appropriate. •Worked with magistrates (obtained warrants for NSF check offenders), collection agencies and attorneys (represented company in litigation) when amicable resolution was not feasible. •Developed credit /collection policies. •Supervised (staff of two) Trained and mentored new Credit & Collection Administrators. •Forecasted monthly cash flows.

Charlotte, Nc

Collections Manager 3/99-1/00•Managed a portfolio of 2500 accounts totaling approximately $250,000,000.00. •Supervised a staff of three Account Administrators. •Served as an Account Administrator on severely delinquent and litigation accounts. •Ensured that delinquency levels/losses were kept to a minimum by adhering to company policies. •Facilitated repossession and liquidation of collateral when appropriate and established and sued for applicable deficiencies.

Charlotte, Nc

•Negotiated settlements of non performing assets•Restructured debt and/or payment schedules of non-performing assets•Evaluated/foreclosed/liquidated collateral•Initiated debtor litigation of non performing assets.

Bachelor'S Degree, Business Admin, Finance, Economics

Education record

Education record