Winnie Estevez Email & Phone Number

• Managed and maintained accounts receivable and payable for diverse clients, ensuring alignment with middle office and front office departments
• Perform, through our finance software, credit line arrangements tailored to the needs of different clients
• Conduct reconciliations and cross-referenced transactions in accounting records
• Managed interest calculations and adjustments for client accounts
• Utilized Loaniq for operation delivery and information retrieval
• Successfully managed client portfolios across Latin America and the USA, including accounts such as Warner Bros, HPI Inc, Glencore OG, and Whirlpool, large customer accounts that can move an average of 2.5 billion.

Madrid, Community Of Madrid, Spain

• Receive and acknowledge mortgage loan applications from applicants or loan officers and perform an initial review to ensure all required documentation and information are included
• Enter applicant information into the bank’s loan processing system accurately and update and maintain records in accordance with bank policies and regulatory requirements
• Verify the accuracy and completeness of submitted documents, such as income verification, credit reports, property appraisals, and title insurance
• Ensure that all loan applications comply with bank policies, state and federal regulations, and underwriting guidelines and generate reports on the status of loan applications and processing metrics

Madrid, Community Of Madrid, Spain

• Acting as the primary liaison between BBVA Bank and external vendors, fostering positive relationships and effective communication channels
• Manage the onboarding process for new vendors, including verification of documentation, contract negotiation, and vendor qualification
• Conduct regular performance evaluations and assessments to ensure compliance with service level agreements and quality standards
• Manage contract renewals, amendments, and terminations as necessary, and maintain accurate contract records and documentation

Madrid, Community Of Madrid, Spain

• Input, update, and maintain databases, spreadsheets, and other records accurately and efficiently. Ensuring the confidentiality and security of sensitive information
• Assisting with financial tasks such as processing invoices, expense reports, reimbursements, and reconciling accounts. Maintaining accurate records and assist in budget tracking
• Organize, file, and retrieve documents, records, and reports in both electronic and physical filing systems. Ensuring proper document version control and accessibility.

Santa Clara, Villa Clara, Cuba

• Received documentation from the commercial team and conducted financial analyses, this included assessing investment recovery, analyzing clients’ historical and current financial data for repayment capacity and credit.
• Conducting thorough assessments of credit risk associated with lending activities, including analyzing borrower profiles, financial statements, and credit histories to determine creditworthiness.
• Ensuring compliance with regulatory requirements, internal policies, and industry standards by conducting regular reviews, audits, and assessments of banking operations
• Preparing comprehensive risk reports and presentations for senior management, board members, and regulatory authorities, highlighting key risk exposures, trends, and mitigation strategies.