Citizens ABL leverages short-term (and long-term) assets to help companies optimize liquidity and fund organic growth, M&A's, recapitalization and restructuring. • Spread financials in Moody's CreditLens and Excel toolboxes to reflect updates to companies' financials and borrowing bases; used spreads to run PD and LGD ratings.• Drafted Credit Proposal Summaries consisting of indicative term sheets, company overviews, business models & risks, industry outlooks, etc.• Created writeups for Annual Reviews, including annual/interim financial analyses, collateral analyses, inventory appraisals & field exams.• Utilized the aforementioned tools and skills for a 25-minute project presentation on Intel Corporation, including financial projections and a strategic acquisition recommendation.

• Transformed & automated revenue reports consisting of 70+ customers & 50+ products

• Monitor, pitch, and invest various stocks into Lehigh’s Rights portfolio• Led a young team in researching & pitching Prologis, Inc. stock; responsible for market research, DCF model and target stock price.

• Performed due diligence for several time-sensitive buy-side and sell-side projects• Roll forwarded several Excel data books and financial statements to reflect updates in TTM amounts• Constructed and analyzed financial statements, EBITDA adjustments, AR/AP Aging schedules, PoC & PoE sheets(bank reconciliations).• Drafted Quality of Earnings, Limited Financial Due Diligence and Valuation reports for several companies

• Collected and tested 1000+ water samples for total coliform, E. Coli, pH, lead, arsenic, total solids• Communicated test results with walk-in-customers/home inspectors/Department of Environmental Protection• Independently reviewed and reported chain of custodies and test results