Responsible for working on behalf of the lender and borrowing individual by assembling and verifying all documents required and initializing loans.Primary responsibilities-Work with various lenders to find the best deal for a automobile buyer. -Originate loans to sell to lending institutions.-Act as an intermediary between a lender and a borrower who needs a auto loan.-Evaluate pay stubs, credit history, tax information and bank statements for financial status.-Work to ensure compliance with banking and or finance laws in the jurisdiction of the consumer.-Verify the income of the borrower as well as gather their credit information.-Follow through with lender and client during approval process.-Explain the legal aspects of the loan to the borrower as well as the payment terms and clauses to them.-Define repayment terms to consumer and educate them on default consequences

CarBuyCo Canada is a vehicle purchasing company. Whether you are an individual looking to sell your car or a fleet manager looking for disposal assistance with your vehicles CarBuyCo Canada can assist you. Our personal guarantee is that we ensure your CarBuyCo experience is a professional, knowledgeable one that maximizes the return on your vehicle/s. Please feel free to contact us if you require a quote on a vehicle or have any questions.

National Re-marketing ManagerSole creator and developer of the bank's full service re-marketing department responsible for 4000 vehicles and approximately $100 million inventory. Developed daily, weekly and monthly reports that reflected inventory movement and sales results. Including trends and detailed sale analysis.Complete knowledge and understanding of the wholesale vehicle industry including alternative vehicles including RV's, 5th wheel and related power sport products. Controlled a small inventory of salvage/write offs nationwide.Regular travel nationwide to sell vehicle at all partner sites which included performance audits and trend studies. Negotiated with all business partners on Wholesale/Agent agreements including all agreements with bailiff partners nationwide. Created marketing campaigns to attract buyers regularly especially during economic downturns.Solid understanding of all auctions rules and regulations nationwide including Adesa Canada, Manheim Canada and most independent auctions.Handled all sales directly including all matters dealing in arbitration and reconditioning matters.Actively aware of market conditions in the wholesale/retail and a strong ability to anticipate areas of concern in Canada's unique market. Managed a team of 16 people located in three different offices.

Responsible for entire management of Lease/CSC collection portfolio.Liaison with Vehicle Auctions nationwide and set reserves.Supervised a staff of fourteen.Managed a collection portfolio ranging from thirty to one hundred twenty day delinquencies.Responsible for the handling of all escalated calls.Ensured monthly quotas, targets and goals set by the company and myself were met.Set monthly targets for staff based on company policy.Hired all new staff and implemented their training.Revised then training manual and facilitated on going coaching