Will Harris Email & Phone Number

Newark, Ohio

The short description: To ensure the bank's lending policies and associates are treating all applicants fairly in pricing and loan decisions according to ECOA and FHA regulations.Day-to-day responsibilities include manual review of identified protected class loans by reports generated from Fair Lending Wiz, a Wolters-Kluwer product. Each period of analysis, such as 2018 mortgage loans, is composed of a pricing review and decision review, each having a regression analysis and comparative file review component. Regression analysis consists of manual review of statistically significant (outlier) loans identified by the model. Comparative file review is a side-by-side manual review of protected class loans and similarly situated loans as identified by the model. Decisioning analysis follows the same process whereby denied protected class loans are reviewed and during comparative file review are compared to similarly situated approved loans. Results of analysis are shared with and presented to the line of business following each of the four segments: pricing-regression, pricing-comparative, decision-regression, and decision-comparative. In addition to manual review, I produce various analysis reports with the master loan data file within Excel using pivot-tables, custom macros, and calculated worksheets.Outside of day-to-day responsibilities, I also conduct an annual review with the line of business leaders to gather any updates or changes that have occurred in line of business guidelines, procedures, and practices. We use the OCCs Appendix J guide for this process.Experience through 2021 includes multiple rounds of analysis for consumer installment loans, indirect dealer loans, and mortgage & home equity loans.

Hebron, Ohio

Newark, Oh

Newark, Ohio

As branch manager I am tasked with the overall operation of an in-store bank branch. Another major function as branch manager is being the lending professional available to customers. Some of my duties and responsibilities include day-to-day personnel management, periodic evaluations, weekly reporting, creating sales opportunities in the community, implementing goals to increase branch loan and deposit volume, and other various management and sales oriented functions.The in-store branch atmosphere affords us the opportunity to get in front of potential customers in a way that other stand-alone branches can not. I was able to effectively move into this position through my experience as a retail management trainee. I feel I have been successful in this position by increasing loan volume, decreasing expenses, managing and preventing potential losses, and being involved in representing the bank community events.

Newark, Oh

I was led by a retail supervisor in learning the bank functions as they relate to front office loan and deposit operations of Park National Bank. In my experience as a retail management trainee, I was tasked with working alongside branch managers, assistant managers, head tellers, and other bank management personnel. By working with these leaders I gained insightful knowledge of how each leader has their own style of management. Other experiences include learning how a veteran lender makes loan decisions, how they come to their decision, and the processes and policies in place to guide decisionmakers. I was immersed in the bank branch atmosphere of day-to-day operations. To be able to converse with and interview branch leaders was a great experience and increased my ability to apply what I learned almost immediately.

As a customer service representative my goal was to be a resource for customers and co-workers. The top two tasks I was responsible for were establishing accounts and answering customers' questions. Other responsibilities comprising my job included taking classes to learn about bank products and operations, selling bank products & services, and providing support to other branches and departments within the bank as the need arised. It is crucial to have some knowledge about each department in the bank to be able to assist customers and also know who to reach out to for an answer.My knowledge of various banking needs has grown exponentially from holding this position. The bank products & services that I now have experience in are trusts & estates, IRA's, loans, mortgages, various types of personal & business accounts, fraud prevention & disputes, and online banking, to name just a few. While in this position I took the opportunity to become a Notary, further establishing myself as an individual and employee who will do his best to provide quality customer service and be an interdepartmental resource. Success in this position is related to never accepting and giving in to 'I don't know', but seeking out the answer for the customer with, "I'm not sure, but I will find out and follow up with you."

Newark Ohio

I've taken the Settlers webpage logo and created a brand out of the script style. I applied it to most of our products. I started and consistently update the Settlers Facebook page (Facebook.com/LCSettlers) with news from Settlersbaseball.com and other big news from teams around the Great Lakes Summer Collegiate League that might drive traffic to our page. A focus on my designs is including the three (3) social media pages we currently run (Settlersbaseball.com, Facebook.com/LCSettlers and @LCSettlers) on the promotional products. The team is privately funded and I try to use as much word-of-mouth marketing (WOM) as possible. I, with the other interns, will be creatively introducing middle-inning promotions ideas that could be implemented this season. We will also try our hand at utilizing video in our social media efforts to drive traffic and media to our pages, then subsequently the games, with video profiles of players talking about the Settlers and their experience as a Settler in Newark, Ohio.

Account Executive for College Book Store

Ba, Sociology, Communications

Activities and Societies: Public Relations Student Society of America (PRSSA--Dues-paying Member) ImPRessions Student-Run PR firm (College.

Diploma, General Studies