William Dias

William Dias Email and Phone Number

Plan Provision Specialist and Project Lead @ Infosys BPM
Phoenix, AZ, US
William Dias's Location
Greater Phoenix Area, United States
William Dias's Contact Details
About William Dias

I am a graduate of Michigan State University, with a degree in Communications and a specialization in Mass Media. I have worked on video game research as well as mock public awareness campaigns. I have ran my own blog dedicated to the Detroit Pistons. In doing so I became familiar with search engine optimization and HTML. I have lived and worked in South Korea as a teacher for three years. I gained valuable experience working with students as they furthered their studies in English. I understand and used the five main learning styles (visual, logical, verbal, kinesthetic, and aural) in my lessons for each class.Currently I am an Account Executive for United Wholesale Mortgage. During my time here, not only have I learn advanced conversational sales techniques, but also improved my knowledge of the mortgage industry. Through UWM’s rigorous training I have become intimately familiar with FHA, Conventional, and VA guidelines and regulations. I have been able to thrive in every situation I found myself in the company.Specialties: Mortgages, education, leadership, attitude, microsoft office, social networking media, HTML, visual studio.net

William Dias's Current Company Details
Infosys BPM

Infosys Bpm

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Plan Provision Specialist and Project Lead
Phoenix, AZ, US
Website:
infosysbpm.com
Employees:
42013
William Dias Work Experience Details
  • Infosys Bpm
    Plan Provision Specialist And Project Lead
    Infosys Bpm
    Phoenix, Az, Us
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  • Infosys Bpm
    Plan Provision Specialist/Project Lead
    Infosys Bpm Jul 2022 - Present
    Phoenix, Arizona, United States
    1. Lead projects updating 401k and 403b retirement plans which entailed detailed discussions with clients regarding current plan setup, proposed changes, timelines, and impacts to overall plan setup as well as leading a team of 3-6 internal team members to execute requested changes.2. Implemented plan changes include updates to eligibility, vesting rules, automatic contributions, Roth additions, Roth In-Plan Conversions, miscellaneous source additions, etc. 3. Utilized record keeping software RUMBA/VISION as well to review plan setups and implement plan changes.4. Reviewed 401k and 403b proposed plan updates to ensure they meet requirements under IRS retirement plan guidelines and other regulations .
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  • Homebridge Wholesale
    Underwriter
    Homebridge Wholesale Jul 2020 - May 2022
    1. Worked with multiple investors covering a variety of products including non-QM loans.2. Determined qualifying income by analyzing tax returns of Sole Proprietorships, LLC's, S-Corps, and C-Corps3. Communicated with both internal and external clients about file requirements as well as acceptable documentation.4. Calculated debt to income ratios from financial statements, determining eligibility for loan both manually and using proprietary income calculators.5. Reviewed and approved appraisals and credit reports, ensuring documentation met internal and investor guidelines.6. Evaluated overall loan documents for accuracy, completeness and compliance, ensuring loan was marketable and met internal standards.7. Performed at minimum 4 complete loan evaluations per day with additional files in closing and funding reviewed.
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  • Jfq Lending, Inc.
    Processing Team Lead
    Jfq Lending, Inc. Aug 2019 - Jun 2020
    Phoenix, Arizona
    1. Ran a team of 13 team members from 3 different sections of the processing department: Closing, Senior Processing, and Loan Submissions.2. Communicated and worked with multiple department leaders to set goals and implement plans to streamline processes as well as ensure regulatory compliance.3. Ran pipeline reviews with team members to ensure individual pipelines were progressing throughout the month as expected.4. Developed custom pipeline views for Encompass software in order to improve efficiency and prevent loan fall out.5. Ran targeted audits on each team member’s pipelines in order to verify internal processes were being followed.6. Reviewed and found solutions for loan files in which problems arose outside of team members’ expertise.
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  • Jfq Lending, Inc.
    Senior Processor
    Jfq Lending, Inc. Jul 2019 - Aug 2019
    Phoenix, Arizona
    1. Carried a pipeline of 25-30 loans per month. Closed 28 conventional full documentation loans in first month.2. Worked diligently with underwriting from multiple lenders to ensure that conditions were valid and necessary.3. Directed conditions on each file to the proper party responsible for collecting documentation.4. Contacted employers and completed written verification of employments.5. Guided loan files from submission to funding.
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  • United Wholesale Mortgage
    Senior Underwriter
    United Wholesale Mortgage Aug 2017 - Jun 2019
    Troy, Michigan
    1. Specialized in underwriting high-balance non-agency residential mortgages up to $1.5 million for high net worth and complex clients2. Expert in investor guidelines and requirements for multiple high-balance loan products.3. Performed 2-3 initial underwrite reviews per day with total loan reviews of about 10 loans a day.4. Reviewed credit reports to determine approval eligibility.5. Determined qualifying income by analyzing tax returns of Sole Proprietorships, LLC's, S-Corps, and C-Corps.6. Analyzed pay stubs and W-2's for authenticity and income qualification.7. Calculated debt to income ratios from financial statements, determining eligibility for loan.8. Evaluated overall loan documents for accuracy, completeness and compliance, ensuring loan was marketable.
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  • United Wholesale Mortgage
    Underwriter
    United Wholesale Mortgage Nov 2016 - Aug 2017
    Troy, Mi
    1. Ensured loan submittals met internal and external eligibility requirements. Gained extensive experience in underwriting Fannie Mae and Freddie Mac loans.2. Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals. 3. Maintained compliance with lending, underwriting and government requirements.4. Cultivated relationships with the broker community and sales representatives by providing timely updates on loan status.
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  • United Wholesale Mortgage
    Account Executive
    United Wholesale Mortgage Apr 2016 - Nov 2016
    Troy, Mi
    1. Built long-term business relationships through conversational sales techniques2. Assisted clients in determining what type of loans to bring into UWM based on in-house standards and varying mortgage guidelines3. Guided clients through UWM proprietary systems
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  • One Reverse Mortgage, Nmls #2052
    Mortgage Banker
    One Reverse Mortgage, Nmls #2052 Jun 2015 - Mar 2016
    Greater Detroit Area
    Extensively interviewed clients to gather information pertaining to their financial situations and home conditions.Performed analysis of credit and financial data.Used advanced sales techniques to present loan options and features.Effectively overcame concerns and objections to gain a client’s commitment.Navigated complex FHA and company guidelines to bring a client to close.
  • Sogang Language Program
    Education Professional
    Sogang Language Program Mar 2013 - Mar 2015
    Lesson planned and taught eight classes daily.Classes included: Reading, writing, grammar, art, science, speaking, and debate.Developed and choreographed dances for students to perform monthly.Master of Ceremony for biannual school assemblies.
  • Poly Magnet School
    Education Professional
    Poly Magnet School Mar 2012 - Mar 2013
    Ilsan, South Korea
    Lesson planned and taught eleven classes daily.Classes included: Reading, writing, grammar, art, science, speaking, and debate.Developed and choreographed dances for students to perform monthly.Conducted one on one study sessions for select students.
  • International Smart Tan Network
    Communications Specialist
    International Smart Tan Network Sep 2010 - Apr 2011
    Used social media and traditional media to aggregate positive information about tanning Wrote copy for various Web sites including daily stories for Smarttan.com.Edited radio public service announcements.Information was geared toward both business to business and business to consumer communication.Wrote and edited for Smart Tan Magazine, with a circulation of 15,000 copies per issue.Collected and chose photographs for feature articles.Worked with a team to plan and host largest indoor tanning trade show in North America
  • Clean Water Action
    Community Organizer
    Clean Water Action Apr 2010 - Sep 2010
    Promote awareness of water related issues in communities.Collect and manage donations
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  • Shaw Hall
    Student Cook/Student Supervisor
    Shaw Hall Sep 2007 - Aug 2009
    Supervised up to six students in cafeteria.Worked independently cooking made to order omelets.Worked as assistant to head chef.Building Maintenance General building maintenance, including painting, housekeeping, and furniture construction.
  • Foamade Industries
    Factory Worker
    Foamade Industries May 2008 - Sep 2008
    Worked with die cutting machines.Worked on factory line separating and packing foam parts.
  • Kensington Golf Course
    Grounds Maintenance
    Kensington Golf Course May 2005 - Sep 2005
    Maintained greens, tee boxes, and general landscape for an 18 hole, 6,556 yard golf course.Third Coast Landscaping - Howell, M.I. Summer of 02, 03, 04, 06, 07Landscaping MaintenanceHelped design various landscaping projects such as dry river beds, rock walls, and flower beds.Worked with machinery including zero turn lawn mowers and Bobcat loader.

William Dias Skills

Social Media Microsoft Office Time Management Leadership Blogging Editing Social Media Marketing Residential Mortgages Mortgage Lending Relationship Building Sales Marketing Customer Service Management

William Dias Education Details

Frequently Asked Questions about William Dias

What company does William Dias work for?

William Dias works for Infosys Bpm

What is William Dias's role at the current company?

William Dias's current role is Plan Provision Specialist and Project Lead.

What is William Dias's email address?

William Dias's email address is wi****@****ale.com

What is William Dias's direct phone number?

William Dias's direct phone number is +124843*****

What schools did William Dias attend?

William Dias attended Michigan State University, Brighton High School.

What are some of William Dias's interests?

William Dias has interest in Children, Economic Empowerment, Civil Rights And Social Action, Playing Bass And Acoustic Guitar, Education, Environment, Reading, Poverty Alleviation, Hiking, Animal Welfare.

What skills is William Dias known for?

William Dias has skills like Social Media, Microsoft Office, Time Management, Leadership, Blogging, Editing, Social Media Marketing, Residential Mortgages, Mortgage Lending, Relationship Building, Sales, Marketing.

Who are William Dias's colleagues?

William Dias's colleagues are Masarapu Manikanta, Sushmitha J, Ritwik Payra, Paulina Słoka, Raghu Viki, Vaibhav Shahane, Satish Achari.

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