William Ferguson Email & Phone Number

Saint James, Ny, Us

New York, United States

• Responsible for reviewing and analyzing potential loan transaction packages for preliminary qualification.• Responsible for potential SBL, Conventional, and Bridge type loans.• Prepare soft quote indications to Originators• Prepare application packages which include: creating a narrative, retrieving pricing from the pricing desk, submitting for internal credit review, answering any questions that credit may have, submitting to Fannie Mae or Freddie Mac, receiving a quote back from Fannie Mae or Freddie Mac, preparing an application, receiving the application back with the wire transfer, running credit checks and clear reports on the borrower/s, and finally placing the deal as Under Application in Hyperion.• Attended professional functions and social networking events to promote the company brand.• Provide credible recommendations to senior management based on market research and analysis.• Log and maintain all transactions in the proprietary database in a timely and organized manner.• Perform extensive financial analysis based on current and historical property cash flow, as well as various market research and analysis.• Assist credit team throughout the due diligence process by gathering required property and credit documents and updating the underwriting workbook with rent rolls, portfolio comps and real estate schedules.• Demonstrate relationship skills with the Originators.• Work professionally and collectively with my teammates and fellow co-workers.• Created a loan submission checklist for new hires and interns.• Work daily on submitting workbooks to India to populate rent rolls, financial statements, and historical data.

New York, New York

Manhattan, New York

•Responsible for identifying and resolving out of balances accurately and timely in SEC-registered and non-registered accounts, whose account balances total over $1 billion. Analyze daily accounting reports and rectify any discrepancies identified.•Prepare a monthly variance report to spot discrepancies. Prepare quarterly executive reports for policy loan compares and excess loans totally over $500 million. •Compile a quarterly review for our team’s accounts verifying that the control and balance systems are consistent with our SAP account system for internal audit.•Complete a NSCC Premium Audit verifying that the premiums received are for the correct amount and policy holder.•Volunteered for a Liens and Garnishments project that is completed for NYL Agents making sure that all payments are deducted accordingly. •Created procedures and Review escalations sent from our co-source partners.•Complete a negative suspense report monthly for our Corporate Vice President which includes money due to NYL at policy issue as well as created procedures for this task.•Complete a NSCC report weekly which represents money received/sent from each of our profit centers.•Automated 25 accounts from manual excel work to our operating systems saving time and effort when the co source partners complete the monthly reconciliations. •Wrote 38 procedures on how to rectify the accounts for our co-source partners as well as created procedures on how to complete the research.•Volunteered for our departments Dashboard project which includes compiling data from each team under our department and created charts and graphs which are updated monthly on our company’s intranet.•Complete quality control on reconciliations received from our co-source partners as well as quality control on journals processed by my team members.

New York, Ny

•Prior to my promotion, I worked on reconciliations and reporting that include premium, commission, disbursement, clearing and death claim accounts totaling over $1 billion.•Upgraded and created multiple Access templates for my department to enable our move to a digital work environment. Some of these templates included our current account reconciliations, work reports, as well as our critical items tracking spreadsheet.

Manhattan, New York

Employed as a temporary associate on a special death claims project involving an industry wide class action lawsuit.My responsibilities included contacting beneficiaries, and analyzing the company’s unclaimed policies.

Bachelor Of Business Administration (Bba), Finance, 3.3

Activities and Societies: Football at LIU Post

Education record

Nyusps Diploma Program - Real Estate And Construction, Real Estate, A

Graduation is TBD