Duties :•Take overall responsibility for managing specific branches in Region•Managing a Branch Network. In Province•Drive business growth by managing the sales•Drive business growth by managing the marketing.•And operational activities through a team of Branch Managers and Sales Consultants•Apply principles of Continuous learning improvement•Succession Planning•Appointment of People according to plan•Drive the agreed business objectives•Client acquisition and optimisation•Arrears management •PDM(Pay date Management)•Adhere to J2E process(Journey to excellence)•Identify and address bottlenecks in(Process,Policy,Flow)•Managing Profit•Capital Out (Loan Products)•Increasing Fee income by up and cross selling of Products•Managing Controllable profit vs. budget•Managing Internal Auditing and insuring above 95%•Managing team and individual performances•Driving Bench Marks and quarterly incentives and rewards•Handling of all HR related issues•Managing daily figures and individual bench marks•Exceeding Budget every month with 20%•Nr 1 position RM 4th Quarter 2011/12

DUTIES•Setting up sales and marketing division and achieving set targets•Lead in the implementation of strategies, policies and processes across all functions that will help to achieve the company’s targets in sales division•Improve the operational systems, processes and policies is support of organizations mission – specifically, support better management reporting, information flow and management business processes and organizational planning•Provide advice and guidance to managers and staff on all operational levels•Coordinate and manage subordinates, facilitate communication and allocate tasks and resources as needed in the sales and marketing division•Conduct continual analysis and evaluation of strategic information•Effectively plan and implement a program of continuous improvement on operations•Long-term planning and implementation, including an initiative geared towards operational excellence•Develop and maintain operational budgets for branches•Design and maintained Credit Policies and Procedures for the Sales and Collections department as set out in NCA•Identify trends, opportunities, threats, and influences and manage these•Ensure adherence to best practices and company policies and procedures•Monitor and evaluate individual performance of staff members implement corrective actions where appropriate, in order to enhance the quality and speed of service and knowledge of staff•Recruitment, setting up of job profiles, conducting interviews, cost effective recruitment in the sales environment•Human Resource management – Of staff in sales and marketing department•Investors in People (IIP) international participation together with Bank SETA

DUTIES•Started Metrofin with the owner•Opening 25 branches in 4 provinces(Gauteng,Mpumalanga,Limpopo,Natal)•Buying and selling and merging of branches•Introducing the brand and sales and marketing•Interviewed, Appointed and induction of staff members•Employing regional managers, auditors and all branch staff and head office personnel It and finance and risk•Monitor and evaluate individual performance of staff members•To identify opportunities to assist in achieving targets in respect of retention of clients and expansion, as well as product and client profitability and cost effectiveness•Optimise sales figures across the product range through Regional and Branch Managers•Introduced payment system in all branches(Nu-Pay,Allps)•Implement and control business strategies and business plan(s)•Identify and managed new branch set up projects•Due-diligence and acquiring of existing branches•Implement and control marketing strategies•Handling risk management with multi dept(collection services)•Handling and liaising with micro finance role players (Bank Seta,Mfsa,Nu Pay,Allps,NCR,Pro Loan,Compuscan,Investors in people,Freo)•Introducing of the new credit act into business module•Introducing new credit policy’s•Daily,Weekly,Monthly budget and sales meetings with staff and owner•Handling yearly sales and expense budgets•Making sure sales targets are met•Handling all disciplinary procedures in company

Pretoria.Krugersdorp, Randfontein Westonaria REASON FOR LEAVING : Better prospects for future development