Credit Analyst
Current- Analyze, review and evaluate the creditworthiness of borrowers and guarantors applying for loans
- Generate financial ratios, trend analysis and cash flow analysis with the use Microsoft Excel and quantitative analytical software SageWorks to evaluate borrowers and guarantors financial status
- Prepare reports that include financial analysis and the degree of risk of the borrowers and guarantors involved
- Underwrite loans for loan officers to be presented for the approval of loan committee and board loan committee
- Collect and prepare loan packages from loan officers to be presented for weekly loan committee for approval
- Responsible for the organization of officer loan committee on a weekly basis