Credit Analyst
Current• Analyze, review and evaluate the creditworthiness of borrowers and guarantors applying for loans • Generate financial ratios, trend analysis and cash flow analysis with the use Microsoft Excel and quantitative analytical software SageWorks to evaluate borrowers and guarantors financial status• Prepare reports that include financial analysis and the degree of risk of the borrowers and guarantors involved• Underwrite loans for loan officers to be presented for the approval of loan committee and board loan committee• Collect and prepare loan packages from loan officers to be presented for weekly loan committee for approval• Responsible for the organization of officer loan committee on a weekly basis• Ensure all financial information is current and stored in our database for all borrowers and guarantors.
