• Successfully managed a portfolio of 45 small and medium-sized enterprise (SME) clients, with a focus on working capital solutions and business banking services.• Demonstrated exceptional portfolio growth, increasing the total portfolio value from INR 28 crores to INR 70 crores within a year of service.• Consistently disbursed working capital limits with an average of INR 1.5 crores every month, supporting clients' growth and working capital requirements.• Closely collaborated with Credit Managers in appraising and underwriting of client’s financial statements that resulted in overall TAT reduction of 30%.• Prepared CMA/CAM Data, and assessed financial & operational performances of clients using financial tools like ratios, trend analysis, and sales forecasting.• Performed effective management and communication with Vendors for Legal, Technical and other vital reports critical to the health of a given loan funding, thereby, understanding the major legal & technical challenges & critical documents related to properties.• Incharge of complete process throughout Login – CAM – FOIR – Sanction – Disbursement – Dispatch – PDD follow ups within pre-defined TAT in accordance and adherence to policy norms and audit compliance.• Achieved business objectives while leading a team of Branch Sales officers, ensuring productivity and targets through customer acquisition & satisfaction, overseeing and motivating teams to drive lead generation and promote business banking solutions.

Discussing clients’ financial situations and offering them guidance on banking products and services that meet their needs.

▪ Led a team of service associates towards effective collaboration and attainment of goals.▪ Evaluated existing operations and developed appropriate strategies that made organizational workflow smoother.▪ Managed sortation area operations and escalated customer order fulfilment.▪ Improved profit margins of entire Region by 8% while streamlining operations and reducing operating expenses by 15%.

▪ Played a key role in formulating overall and departmental budgets, developing long-term strategies, making investment decisions, and directing the daily financial operations. While performing these functions, always aimed to keep the company ‘s financial position as healthy and expansive as possible.▪ Slashed administration costs 40% by negotiating pricing and fees, while ensuring the continuation and enhancements of services.▪ Collaborated with executive management team to increase operating profit margin from ~ 15% to over 25%.▪ Improved outdated financial management system by creating, revising and documenting accounting policies and procedures.