Ryan A. Y.

Ryan A. Y. Email and Phone Number

President & CEO at Apaylo Finance Technology Inc. @ Apaylo Finance Technology Inc.
Toronto, ON, CA
Ryan A. Y.'s Location
Greater Toronto Area, Canada, Canada, Canada
Ryan A. Y.'s Contact Details

Ryan A. Y. personal email

n/a

Ryan A. Y. phone numbers

About Ryan A. Y.

As President and CEO of Apaylo, Ryan Yates focuses on transforming financial services and e-commerce to improve the financial health of millions of Canadians. With extensive experience in payments, identity verification, and risk management technology, Ryan is leading Apaylo to reimagine how people move and manage money, and how merchants and consumers interact and transact. Under Ryan’s leadership, Apaylo was named New Business of the Year by the Small & Mighty Summit and has recently been recognized as one of the top companies in Vaughan by the Chamber of Commerce.Ryan has been recognized as an innovator several times by the Digital Finance Institute for his contribution to the financial services landscape, as the business lead in the creation of Zenbanx Canada and Motus Bank. Before Apaylo, Ryan served in leadership roles at Mazooma, ASAPP Financial Technology, Meridian, and DUCA Financial Services. Ryan earned a BA from UNBC and an MBA from Dalhousie. He is also a father and an avid mentor to entrepreneurship within the community.

Ryan A. Y.'s Current Company Details
Apaylo Finance Technology Inc.

Apaylo Finance Technology Inc.

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President & CEO at Apaylo Finance Technology Inc.
Toronto, ON, CA
Website:
apaylo.com
Employees:
19
Ryan A. Y. Work Experience Details
  • Apaylo Finance Technology Inc.
    Apaylo Finance Technology Inc.
    Toronto, On, Ca
  • Apaylo Finance Technology Inc.
    President & Ceo
    Apaylo Finance Technology Inc. Oct 2018 - Present
    Vaughan, Ontario, Ca
    Apaylo is a leader in payment software innovation, digitizing bank account payments with security, speed, and transparency. Our payment hub and APIs connect digital enterprises to banking systems, enabling them to facilitate direct bank account payments. The Apaylo Payment Hub is the centralized technology layer that connects marketplaces and digital platforms to pay and accept money directly from any bank account in an automated and transparent way.
  • Fintracking
    Chief Executive Officer
    Fintracking Jun 2023 - Present
    Founded in 2023, Fintracking has emerged as a trailblazer in the identity verification and compliance landscape. With a mission to make the digital world a safer place, the company provides cutting-edge solutions that help businesses verify the identities of their users, detect and prevent fraud, and ensure compliance with various regulatory requirements.Fintracking leverages advanced technology, including artificial intelligence and machine learning, to offer a seamless and efficient user experience while maintaining the highest levels of security and compliance.
  • Mazooma
    Vp Operations, Fraud And Risk Management
    Mazooma Oct 2018 - Dec 2023
    Atlanta, Georgia , Us
    Mazooma, Inc. is a financial technology company that provides bank-verified payment processing and data intelligence for online e-commerce solutions throughout the U.S. Mazooma's patented online banking verification technology is used by millions of consumers and is available on the cashier checkout experience of every key regulated operator in the U.S.
  • Asapp Financial Technology Inc.
    Director
    Asapp Financial Technology Inc. Apr 2016 - Jun 2019
    Toronto, Ontario, Ca
  • Asapp Financial Technology Inc.
    Co-Founder / Vp Operations
    Asapp Financial Technology Inc. Apr 2016 - Oct 2018
    Toronto, Ontario, Ca
    As the co-founder / partner at ASAPP, I am responsible for leading the organizational strategy and implementation of the product roadmap for our client partner financial institutions. I work collaboratively with all key stakeholders, to shape the solution and ensure that ASAPP delivers on its promise to be Canada’s most complete omni-channel account origination and loan auto decisioning solution for retail and small business banking. My accomplishments include:◆ Grew client financial institutions +550%; increased operating revenue +$2 million.◆ Nominated as fintech leader of the year (2017) by The Digital Finance Institute.◆ Launched an industry first account and loan origination solution integrated with creditor insurance.
  • Meridian Credit Union
    Director Strategic Initiatives
    Meridian Credit Union Nov 2014 - Jan 2017
    Toronto, Ontario, Ca
    Delivered innovative business solutions and led a team of senior consultants, project management, marketing, and multiple subject matter experts on the strategic direction, development, and implementation of Meridian’s Schedule 1 Federal Banking license. The following are highlights of the value I brought to the organization:◆ Led the proposed bank’s business plan, including its digital and traditional marketing strategy, with focus to drive results, increase brand awareness, and build pre-engagement with the public. ◆ Established effective communications and relations with regulators, vendor partners, internal and external stakeholders to investigate best practices and foster ideas on strategy and data systems.◆ Utilized experience and strength in financial products to guide the Product Management and Digital Technology teams in product development priorities, to ensure on-time delivery.
  • Duca Financial Services Credit Union Ltd.
    Vice President, Marketing & Sales
    Duca Financial Services Credit Union Ltd. Apr 2013 - Nov 2014
    Toronto, Ca
    Directly reported to the CEO while managing the direction of 60 professionals with responsibilities in areas of organizational strategy, sales effectiveness, market research, client experience, and brand revitalization. Implemented comprehensive programs and initiatives that identified opportunities in acquisition, divestiture, and consulting engagements. Visualized and founded the start-up subsidiary organization called ZenBanx Canada Inc., which offered a unique financial technology (FinTech) product solution to global financial institutions.◆ Developed multi-channel distribution strategies for retail branches, brokers, call center, and internet. Achieved results by providing clear objectives, prioritization, and coaching to an extensive team of multidisciplinary professionals.◆ Oversaw business lines with over $20 million in revenue, developed, facilitated, and presented one to five year strategic business and financial plans, with direct day-to-day responsibility for the monitoring and control of profit and loss (P&L).
  • Meridian Credit Union
    Director, Marketing Strategy & Business Intelligence
    Meridian Credit Union Mar 2006 - Mar 2013
    Toronto, Ontario, Ca
    Oversaw marketing operations and directed company vision, strategic planning, competitive analysis, and developed strategic frameworks that supported executive team in defining priorities. Collaborated with stakeholders to translate business requirements into highly specified project details, identifying options for potential solutions that aligned technical and business suitability.Areas of value I brought to this position included:◆ Developed and monitored progress of BI analysis on each ongoing project, and facilitated constant communications with key stakeholders.◆ Determined detailed requirements and apply in-depth knowledge of data warehousing tools and data mapping by utilizing data collection methodologies.
  • Cibc
    Senior Business Consultant
    Cibc Dec 2001 - Mar 2006
    Toronto, Ontario, Ca

Ryan A. Y. Education Details

  • Dalhousie University
    Dalhousie University
    Finance And Financial Management Services
  • University Of Northern British Columbia (Unbc)
    University Of Northern British Columbia (Unbc)
    Finance & Marketing
  • Canadian Securities Institute
    Canadian Securities Institute
    Fellow Of The Institute Of Canadian Bankers

Frequently Asked Questions about Ryan A. Y.

What company does Ryan A. Y. work for?

Ryan A. Y. works for Apaylo Finance Technology Inc.

What is Ryan A. Y.'s role at the current company?

Ryan A. Y.'s current role is President & CEO at Apaylo Finance Technology Inc..

What is Ryan A. Y.'s email address?

Ryan A. Y.'s email address is ry****@****ancu.ca

What is Ryan A. Y.'s direct phone number?

Ryan A. Y.'s direct phone number is +170594*****

What schools did Ryan A. Y. attend?

Ryan A. Y. attended Dalhousie University, University Of Northern British Columbia (Unbc), Canadian Securities Institute.

Who are Ryan A. Y.'s colleagues?

Ryan A. Y.'s colleagues are Munir Hammad Wassan, Eva Huskey, Robert Leaker, Scott Everatt, Huma Mahmud, Gary M Seveny, Michel Laval.

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