Ryan A. Y. Email & Phone Number

Toronto, On, Ca

Vaughan, Ontario, Ca

Apaylo is a leader in payment software innovation, digitizing bank account payments with security, speed, and transparency. Our payment hub and APIs connect digital enterprises to banking systems, enabling them to facilitate direct bank account payments. The Apaylo Payment Hub is the centralized technology layer that connects marketplaces and digital platforms to pay and accept money directly from any bank account in an automated and transparent way.

Founded in 2023, Fintracking has emerged as a trailblazer in the identity verification and compliance landscape. With a mission to make the digital world a safer place, the company provides cutting-edge solutions that help businesses verify the identities of their users, detect and prevent fraud, and ensure compliance with various regulatory requirements.Fintracking leverages advanced technology, including artificial intelligence and machine learning, to offer a seamless and efficient user experience while maintaining the highest levels of security and compliance.

Atlanta, Georgia , Us

Mazooma, Inc. is a financial technology company that provides bank-verified payment processing and data intelligence for online e-commerce solutions throughout the U.S. Mazooma's patented online banking verification technology is used by millions of consumers and is available on the cashier checkout experience of every key regulated operator in the U.S.

Toronto, Ontario, Ca

Toronto, Ontario, Ca

As the co-founder / partner at ASAPP, I am responsible for leading the organizational strategy and implementation of the product roadmap for our client partner financial institutions. I work collaboratively with all key stakeholders, to shape the solution and ensure that ASAPP delivers on its promise to be Canada’s most complete omni-channel account origination and loan auto decisioning solution for retail and small business banking. My accomplishments include:◆ Grew client financial institutions +550%; increased operating revenue +$2 million.◆ Nominated as fintech leader of the year (2017) by The Digital Finance Institute.◆ Launched an industry first account and loan origination solution integrated with creditor insurance.

Toronto, Ontario, Ca

Delivered innovative business solutions and led a team of senior consultants, project management, marketing, and multiple subject matter experts on the strategic direction, development, and implementation of Meridian’s Schedule 1 Federal Banking license. The following are highlights of the value I brought to the organization:◆ Led the proposed bank’s business plan, including its digital and traditional marketing strategy, with focus to drive results, increase brand awareness, and build pre-engagement with the public. ◆ Established effective communications and relations with regulators, vendor partners, internal and external stakeholders to investigate best practices and foster ideas on strategy and data systems.◆ Utilized experience and strength in financial products to guide the Product Management and Digital Technology teams in product development priorities, to ensure on-time delivery.

Toronto, Ca

Directly reported to the CEO while managing the direction of 60 professionals with responsibilities in areas of organizational strategy, sales effectiveness, market research, client experience, and brand revitalization. Implemented comprehensive programs and initiatives that identified opportunities in acquisition, divestiture, and consulting engagements. Visualized and founded the start-up subsidiary organization called ZenBanx Canada Inc., which offered a unique financial technology (FinTech) product solution to global financial institutions.◆ Developed multi-channel distribution strategies for retail branches, brokers, call center, and internet. Achieved results by providing clear objectives, prioritization, and coaching to an extensive team of multidisciplinary professionals.◆ Oversaw business lines with over $20 million in revenue, developed, facilitated, and presented one to five year strategic business and financial plans, with direct day-to-day responsibility for the monitoring and control of profit and loss (P&L).

Toronto, Ontario, Ca

Oversaw marketing operations and directed company vision, strategic planning, competitive analysis, and developed strategic frameworks that supported executive team in defining priorities. Collaborated with stakeholders to translate business requirements into highly specified project details, identifying options for potential solutions that aligned technical and business suitability.Areas of value I brought to this position included:◆ Developed and monitored progress of BI analysis on each ongoing project, and facilitated constant communications with key stakeholders.◆ Determined detailed requirements and apply in-depth knowledge of data warehousing tools and data mapping by utilizing data collection methodologies.

Toronto, Ontario, Ca

Master Of Business Administration - Mba, Finance And Financial Management Services

Bachelor Of Commerce - Bcom, Finance & Marketing

Fellow Of The Canadian Securities Institute, Fellow Of The Institute Of Canadian Bankers