Yi-Chen Lai Email & Phone Number

Taiwan

Taipei City, Taiwan

Taipei City, Taiwan

• Conducted credit proposal to analyze clients’ operating performance and credit stance, including financial analysis, industry outlook, operation workflow performance, finance projection and credit facility structure
• Handled daily transactions and establish profound relationship with clients
• Handled transactions and documentaries regarding international trade finance, including factoring and open account loan (O/A)
• Paid visits to clients regularly and formed solid bondings with clients
• Clients coverage included a number of listed companies and SMEs.

Taipei, Taiwan

• Collaborated with external partners on the planning and execution of our joint-venture services. Successfully assisted to develop three new joint-venture services during the employment
• Issued monthly payment vouchers of the company’s services to partnering companies
• Audited the account payable issued by partnering companies
• Conducted industry analysis on the oil and bunker markets and directly reported to the CEO
• Estimated company’s budgets for all our services at the beginning of every month

Beijing City, China

• Assisting supervisors to look for information on the Shanghai Stock Exchange and Shenzheng Stock Exchange Website
• Created weekly Chinese Bond Market reports for upper management’s reference

San Francisco Bay Area

• Analyzed business financial statements, tax returns risk, and rating loan portfolios to jointly determine the clients’ credit status
• Graded more than 300 SBA 504 loans to assist about 80 companies for their business expansion
• Spread more than 100 balance sheets and income statements
• Logged in more than 400 tax returns, financial statements, and third party loan statements to database. I acquired the know-how of analyzing different kinds of financial reports
• Assisted the supervisor by evaluating the financial conditions of clients
• Rated the credit and reimbursing levels through their tax returns and income statements

Taipei City, Taiwan

• Became one of the few interns who worked on two different teams at the firm during internship
• Translated 10 financial statements into traditional Chinese version for official use
• Identified errors in financial statements and reported to supervisors
• Systematically sent and received external confirmations from clients
• Tested various financial documents and reports for accuracy and compliance
• Communicated with clients about their financial conditions