Yi D. Email & Phone Number

Lead and manage Sallie Mae student loan and credit card portfolios decision science and modeling efforts covering: - Credit risk (new account acquisition scorecard models, loss forecasting, portfolio management and collection models) and risk-based pricing- Digital marketing optimizations, email, SEO/paid search, bidding strategy, CRO/conversion & pull through.- Marketing response models for prospect targeting, and customer lifetime value and journey modeling- Stress testing and CECL models (finance cash flow engine)- Machine learning models on AWS (xgboost, KNN, text mining, etc)

Wilmington De

Manage Credit Risk, Marketing, Line Management, Collection, and CCAR/CECL modeling for JPMC credit card business.Expertise in Statistical Modeling & Optimization, Data Science, Machine Learning, big data, and digital data modeling.

Wilmington, De

Managed BofA credit card marketing and risk modeling and analytics, new account acquisition optimization strategy.

Retail banking, Mortgage, Student loan and Auto risk analytics

United States

HSBC credit card business risk SAS analytics

Master’S Degree, Computer Science

Master’S Degree Obtained, Phd Candidate (Abd), Operations Research & Industrial Engineering