Zach Webster Email & Phone Number

Lexington, Ky, Us

Lexington, Kentucky, United States

Paris, Kentucky

I am primarily a commercial and real estate litigation practitioner with significant experience in tax lien and mortgage foreclosure and collection cases, land-lord tenant, boundary disputes, quiet title and statutory lien disputes as well as U.C.C. Articles 3, 4 and 9 litigation. For the past nine years, I have served as a primary attorney for multiple tax lien investment companies with broad responsibilities for tactical and strategic planning as well as client communications, staff development, training and oversight to manage and maintain an active book of more than five hundred ongoing collection cases. In this role, I've represented clients in numerous cases central to the developing law in tax lien foreclosure litigation on a variety of issues, including the application of statutory notice provisions to equitable title holders and the enforcement of deed restrictions on land sold for delinquent ad valorem taxes assessed prior to the imposition of the restriction. I also have significant experience as a creditor-side bankruptcy attorney in Chapter 7, Chapter 11 and Chapter 13 proceedings from the claims filing process and motion practice to actively contested adversary actions. In addition to my commercial litigation practice, I am privileged to have served clients with a diverse range of needs, including estate planning and probate as as well as business entity formation and regulatory analysis associated with internet based consumer lending and bit-coin investment start-ups. I have significant courtroom experience in diverse venues, including no less than forty-five Kentucky circuit courts and the United States Bankruptcy Court in both the Eastern and Western districts in numerous divisional locations.

New York, New York

As a member of Fidelity Investments' Operations Service Group (“OSG”) in New York City, my primary role was to facilitate new correspondent broker-dealer relationships by obtaining, reviewing and analyzing account opening and service documents from depository banking institutions that maintained ongoing relationships with potential new correspondent broker clients to assess the compatibility of the policies and practice of those banking institutions with Fidelity's business objectives. In a related role, I served as the day-to-day liaison between OSG and Fidelity Legal during the build-out of a new FDIC sweep account product developed in partnership with an industry leading financial services consulting firm. In this role, I cultivated close working relationships with representatives at key depository institutions involved with the product build-out and coordinated Fidelity's Legal, Information Security, Anti Money Laundering and Risk groups through a streamlined document review system I developed and implemented. In October 2009, I received the 3rd Quarter Divisional Award for my contributions.My responsibilities at Fidelity also included: researching and monitoring of the regulatory landscape, including the Uniform Commercial Code, FDIC as well as Federal Reserve and Bank Secrecy Act regulations; drafting memos and advising management of the regulatory impact on depository bank administration and risk reduction practices as the cause for certain immutable bank negotiation positions. Before leaving Fidelity, I began an exhaustive analysis of executed depository relationship contracts and began drafting a matrix to distinguish ideal and acceptable language in an effort to streamline the document review process and standardize OSG’s account opening negotiation strategy.

Greenwhich, Ct

As the first employee of this internet based consumer finance start-up, I led the development of licensing strategy for the 3 phase roll-out of the company's ambitious plan to build a smarter, consumer friendly credit-card alternative. which required extensive research of consumer lending laws in 51 jurisdictions and drafting and filing of organizational, qualification and licensing documents. I also conducted general market research and authored numerous memoranda on business relevant topics such as affiliate marketing, stored value cards, credit card exchange rates and virtual currenciesWhile I didn't carry the official title of "General Counsel", I performed may of the same functions as someone in that role. I coordinated with outside counsel to review and revise numerous service contracts as well as to develop a loan application and agreement that was compliant with TILA, ECOA, and GLBA rules and regulations as well as other state and federal laws such as the Patriot Act, Servicemembers Civil Relief Act and the CA Soldiers and Sailors Act. In coordination with outside counsel, I also advised management of the various contractual risks and company obligations under federal and state disclosure and lending laws, and drafted the company's combined Internet and Financial Privacy Notice, the Terms of Use for company website, the detailed terms of the rewards program associated with the company's consumer loan product as well as various other legal documents used in the company’s day-to-day operations, including the company's Non-Disclosure Agreement, Separation Agreement, and various Employment Agreements. I also assisted outside counsel perform necessary due diligence on a range of other projects. Among other assignments in that role, I obtained the risk factors related to e-commerce business strategies using EDGAR for the company's initial Private Placement Memorandum and researched trademark infringement issues for the company's two trademark applications.

Juris Doctor (J.D.)

Bachelor’S Degree, English