Zach Englert Email & Phone Number

- Developed KPI's for multiple business lines and rolled out corresponding plans to maintain top marks for each line- Work with teams from Marketing, Finance, Sales, and Product to maintain best of breed product capabilities- Lead a team of analysts and consultants to routinely deliver best in class deliverables and consultative services.

-Optimizing capital to help financial institutions develop new products and enter new markets, address various regulatory issues or navigate shifts in the macroeconomic environment-Create and implement loan pricing models and strategies to grow profitability through funding and rate studies-Identify potential lending and regulatory inefficiencies and implementing solutions to combat them

- Helping clients manage portfolio-wide risk utilizing loss models and frameworks for identifying potential losses- Providing pooling considerations and recommendations to measure life-of-loan and appropriate adjustment factors under the CECL allowance model- Economic forecasting and modeling to measure loan portfolio performance against economic indices

-Portfolio risk consultant for the ALLL calculation for community and regional financial institutions ranging in Assets from $100 million to $50 billion -Created and provided documentation for allowance assumptions to C-suite executives for audit and financial reporting purposes.

-Created an internship program which led to employment opportunities and team growth for the department.-Performs data analytics, CECL allowance model creation, and portfolio segmentation utilizing industry data in compliance with ASU 2016-13 -Speaker at Risk Management Association (RMA) American Banking Association (ABA), and MST National ALLL conferences across the United States

Frankfurt Am Main Area, Germany

-Provided services related to U.S. international tax accounting and compliance for multinational partnerships, corporations, entities, and individuals-Analyzed and input client information of use in MS Excel working papers and tax software including CCH-Prosystem and GoSystem Tax RS

Master Of Business Administration - Mba

Bachelor Of Science - Bs, Accounting And Finance

Activities and Societies: Alpha Lambda Delta Honor Society: Vice President, Piedmont College Soccer: Goalkeeper