Jaroslav Zeman Email & Phone Number

Prague, Czechia

Hlavní Město Praha, Česko

Prague, Czechia

Prague, Czechia

Cracow, Małopolskie, Poland

Managing team of 8 direct reports, covering processes of Credit Analysis, early and late/legal Debt Collection and Cash allocation. Responsible for Czech and Slovak portfolio with around 6 000 customers and average trade balance 80’mil USD. Owner of credit approval authority 2 mil. USD.• cooperation on updating strategy together with business and other stakeholders• owner of standard KPI's (overdue, bad debt, open line items, unallocated cash...), driving performance in team•… Show more Managing team of 8 direct reports, covering processes of Credit Analysis, early and late/legal Debt Collection and Cash allocation. Responsible for Czech and Slovak portfolio with around 6 000 customers and average trade balance 80’mil USD. Owner of credit approval authority 2 mil. USD.• cooperation on updating strategy together with business and other stakeholders• owner of standard KPI's (overdue, bad debt, open line items, unallocated cash...), driving performance in team• active participation in negotiation and customer visits of tough cases• responsible for product management from credit perspective view• financial assessor/underwriter of biggest accounts• regular performance reviews with direct reports• organizing development training• responsible for updating policy in Operating Credit Manual• active role in developing automated solutions Alteryx, VBA Excel. Member of several projects (e.g. interest rate calculation, AI predictive anylysis). Show less

Kraków Area, Poland

Responsible for Czech and Slovak portfolio with around 6 000 customers and average balance 80’mil USD. Owner of credit approval authority 500 kUSD.• financial assessment prospects and current customers (periodical, triggered by event)• late collection and negotiation with customers (reduce threat of possible bad debt)• CZ/SK Operating Credit Committee Call organiser and owner• responsible for updating Credit analyst policy in Operating Credit Manual• credit training for… Show more Responsible for Czech and Slovak portfolio with around 6 000 customers and average balance 80’mil USD. Owner of credit approval authority 500 kUSD.• financial assessment prospects and current customers (periodical, triggered by event)• late collection and negotiation with customers (reduce threat of possible bad debt)• CZ/SK Operating Credit Committee Call organiser and owner• responsible for updating Credit analyst policy in Operating Credit Manual• credit training for sales, new joiners and other stakeholders• active participation in negotiation and customer visits• create and manage several VBA automate Excel tools - payment morale statistics, age debt list, financial downloader... Show less

Okres Brno-Město, Česká Republika

Similar tasks as in the role of Financial analyst, but focused on large companies. Responsible for customer portfolio with exposure 20 mil USD in receivables.• Modeling standard and structured funding solutions, assessing financial performance and setting credit limits for all the parties,• Involved in business negotiating with companies from risk side point of view and approving funding in competency of Senior Risk Manager 5 mil CZK,• deputy of Risk Manager Director in his… Show more Similar tasks as in the role of Financial analyst, but focused on large companies. Responsible for customer portfolio with exposure 20 mil USD in receivables.• Modeling standard and structured funding solutions, assessing financial performance and setting credit limits for all the parties,• Involved in business negotiating with companies from risk side point of view and approving funding in competency of Senior Risk Manager 5 mil CZK,• deputy of Risk Manager Director in his absence,• perform audits of large clients for Czech republic and subsidiary in Slovak republic Show less

Okres Brno-Město, Česká Republika

• analyzing (financial, business performance) and structuring new deals and current clients, mostly SME type,• evaluating counterparties creditworthiness (debtors, client, guarantor)• assessing risks, determination covenants, exit strategy etc.,• approve projects in competency 3 mil CZK and advising to credit committee for large facilities,• monitoring and dealing with operating issues, reporting etc.,• IT SW tasks – programming in Excel using VBA a SQL (creditworthiness… Show more • analyzing (financial, business performance) and structuring new deals and current clients, mostly SME type,• evaluating counterparties creditworthiness (debtors, client, guarantor)• assessing risks, determination covenants, exit strategy etc.,• approve projects in competency 3 mil CZK and advising to credit committee for large facilities,• monitoring and dealing with operating issues, reporting etc.,• IT SW tasks – programming in Excel using VBA a SQL (creditworthiness model, portfolio monitoring, ad-hoc reports, blacklist etc.),• legal documentation preparation, Show less

Ing, Company Management And Economics, 1,25 | Graduate With Distinction, Dean Prize For Master Thesis

Deepen knowledge in areas of corporate finance, business economy and managerial decision making process. Key knowledge is corporate.

Business Administration

Semestral exchange study program in Greece (english / greek).

Bc, Managerial Informatics, 1,27

Assigned analytical and finance knowledge from different business level. Study program focused on usage modern technologies and tools.