121 Finance Pvt. Ltd.

Trust and relationships are the cornerstones of any B2B trade. In any trade, buyers seek buyer’s credit, while sellers prefer upfront funds to optimize their working capital and cash flows. Since every buyer is also a seller, and every seller is also a buyer, this creates a continuous loop of extending credit to each other. This problem is aggravated when buyers are MSMEs as they face significant challenges such as long payment cycles, limited access to credit, and working capital. These trade complexities stifle growth, limit opportunities, and create financial stress for MSMEs. At 121 Finance, we simplify Trade Credit with our seamless and accessible Trade Credit Finance Solutions. Our mission is to remove the friction of Trade Credit between buyers and sellers and strengthen their Trust and Relationship. 121 Finance Private Limited is an RBI-registered NBFC-Factor leveraging the latest technologies to provide fast and customised Trade Credit Finance Solutions. Our Factoring Finance with digital processes enables businesses of all sizes to cover their liquidity and risk issues by accelerating payments on their B2B invoices. We assist businesses in managing both their Accounts Payable and Accounts Receivable. With over 180 years of combined experience in trade, banking, finance and credit, our team understands the unique challenges of MSME’s and offers the finest solutions to drive growth and stability. Pioneering OCEN since 2021, our partnership streamlines the process for MSMEs, especially those underserved by traditional lending, to access short-term and small-ticket size loans with greater efficiency. With Digital Public Infrastructure and OCEN enabled GeM Sahay, we have financed businesses in 500+ cities across India. Connect with us to explore how our financial solutions can support your business growth!