Cred.AI

cred.ai is a group of oddballs, eccentrics, and outcasts that like to build and push boundaries. cred.ai is not a bank. cred.ai is not a silicon valley cult. It’s a group of people sitting in Philly, tweaking on dark roast, tinkering, obsessing, trying to hack some things a little bit better. Forbes- "The Tesla Of Banking" Fast Company-"Move Over Apple Card" cred.ai™ is a high-tech premium everyday card spending experience, 100% mobile with a free metal card. With the cred.ai guaranty you never pay fees or interest, never overspend, build credit automatically, and spend your paycheck early, with cutting edge tech you can’t get anywhere else. -cred.ai™ Guaranty to Never Pay Interest Or Fees -24/7 Phones Answered By Humans -55,000+ Free ATM's -Deposits FDIC Insured Up To $250,000 -We Will Never Share Your Data -PCI DSS & EI3PA Certified time is the only real currency we have. and each day, we exchange our time for money. a portion of life, for a portion of gold. when you spend your money, you spend your life. so spend it wisely, spend it on your terms, spend it under your control. because your life is priceless, and nothing has more value than you. you’re better than the cash in your pocket, better than the crap you buy, better than your student loans, better than your credit score, your politics, what you post on social… but most of all, you’re better than your bank. money is imaginary, and life is too short to worry about imaginary things. –cred.ai