Exception Lending

Real Estate Financing Solutions. Independent Mortgage Broker. Full suite of traditional, specialty, and private money lending products. Investor cash flow—qualify with rents only, no personal income needed Bridge loans—buy before selling Private money/hard money Nontraditional products/alternative documentation options for: * Self employed borrowers * Tech employees with RSU income * Property investors, especially those with multiple properties: qualify with rental income only, no personal income/liabilities/tax returns/dti * no income: qualify with assets only Business owners, high net worth individuals, real estate investors, and clients with complex financial profiles often require a high level of expertise to help them obtain the right mortgage for their circumstances. We collaborate with Realtors, contractors, investors, wealth advisors, family offices, CFPs, financial planners, CPAs, estate and divorce attorneys to provide solutions for our shared clients during pivotal life moments. Certified LGBTE, Woman owned business Company NMLS 1823592 CA DRE 02086239 Individual NMLS 340022 CA DRE 01715957 Equal housing opportunity