J. Rampersad & Company Limited

At J. Rampersad & Company Limited we understand that customers want Motor Insurance and Property Insurance options that provide value for money. That’s why we offer affordable insurance services to meet the needs of our customers. Our Motor Insurance Policies Comprehensive Insurance, our premier policy, covers physical loss or damage to your motor vehicle and your liability to third parties. Primarily, protecting you in the event of accidental collision and overturning; fire, lightning, explosion; burglary, housebreaking or theft. As well as riot, civil commotion, strike and malicious damage. The additional benefits offered with this package include: • 24 Hour Roadside Assistance 365 days a year, • Temporary Replacement Vehicle Coverage for up to 14 days, • Up to $10,000 medical coverage for you or your spouse in the event of an accident, • Free coverage for flood, hurricane, earthquake and other natural disasters. Third Party with Fire & Theft Insurance, covers loss or damage to your vehicle from fire, explosion, self ignition, lightning, burglary, theft or any attempted theft. As well as your liability to other persons and their property in an accidental collision. This policy does not offer collision coverage to your motor vehicle. The additional benefits offered with this package include: • 24 Hour Roadside Assistance 365 days a year. Third Party Insurance, offers basic coverage for your liability to other persons for loss or damage to their vehicle and their property in an accidental collision. It does not cover loss of or damage to your vehicle. The additional benefits offered with this package include: • 24 Hour Roadside Assistance 365 days a year.