Moneyplus Financial Services Limited

Moneyplus Financial Services Private Limited is a tech enabled NBFC registered with RBI which is focused to empower financially underserved population who are engaged in retail, micro and small manufacturing, and trading by offering Secured Small Loans to them. Moneyplus plays role in financial inclusion in rural and semi-urban areas by catering to financial needs of low-income group, self-employed persons having small business who are not generally within the reach of formal banking channel thereby connecting an underserved segment to the mainstream. Traditional underwriting methods in the country exclude majority of creditworthy individuals and small businesses. This is the fundamental premise on which Moneyplus works with a mission to bring a social impact in this segment. Moneyplus believes that every customer is unique and so far as his/her financial needs, hence offer finance solutions that are appropriate and suitable to them, thereby the company has evolved a unique, innovative appraisal mechanism that is customer centric and ensures fast disbursal and flexible loans based on RAIL Model , wherein Reputation / Asset / Income/ Liability is assessed for each loan prospect through our in-house developed credit scorecard which incorporates RALI model and various parameters applicable to different geographies, segment & industries.