Money Sweetspot

We help people move through debt with dignity — and get on with living. Money Sweetspot is reshaping how New Zealand deals with personal debt. Our financial reset model combines ethical lending, behavioural insights, and financial education to support people out of debt — not trap them in it. We partner with Iwi, busineses, fintechs, funders, investors and communities to: - Unlock access to fair, inclusive lending products - Build customer and employee financial wellbeing pathways - Co-design financial solutions that reflect real life, not rigid rules We use data, storytelling, and innovation to rewrite the rules of credit — and unlock the potential of the people behind the numbers. Our vision: To make Money Sweetspot the best place in the world to get out of debt.