Stearns Financial

Meaningful and Appropriate plans create RETENTION Modern non-profits align compensation, retention, and retirement with mission to create meaningful supplemental executive benefit plans that are appropriate for your organization. Incentives and succession align at RETIREMENT The challenge of developing and transitioning leaders during succession is met with incentives created around critical career timeline points. Turn expenses into assets and drive YIELD Serving your community for generations requires financial stewardship to drive innovative capital growth aligned with mission and intent. Leverage our expertise to drive yield, supplement retirement, and optimize retention and succession. With over 25 years specializing in executive retention and retirement plans for credit unions, healthcare institutions, higher education, and high-performance non-profits, Stearns Financial has the expertise to design, implement, and administer every type of executive benefit program. Our plans are different because use process as the driver to achieve effective design. By starting with your organization’s mission, goals, and intent we tailor individually for each executive. We are unique in that we can often accomplish this with no accounting cost to the organization, favorable reporting, and tax-free withdrawals. Proprietary CAPAXA™ plan designs: • Integrated retirement & retention • Low or no net accounting costs • Tax advantaged or tax-free benefits • Flexibility to meet future needs Expertise encompassing over 100 years of experience in non-profit executive benefits, retention, and yield enhancement strategies. Leverage our expertise to drive yield, supplement retirement, and optimize retention and succession. • §457(f) Deferred Comp Plans: Golden Handcuffs for Key Employees • §7872 Split Dollar: Retention & Non-Taxed Withdrawals • §162 Restricted Bonus : Retaining Key Personnel • §701.19 Pre-funding Investments