Verify4

Verify4 is reshaping income and employment verifications to help Ohioans access fairer credit opportunities. Founded by leading experts in credit and financial inclusion policy, Verify4 empowers credit unions to mitigate loan risk, expand their member base, and approve loan applications in seconds—all at no cost to the consumer. As the most authoritative verification data provider in Ohio, Verify4 partners with the State to offer a comprehensive solution that fills gaps left by traditional payroll integrators. A Public Benefit Corporation, Verify4 is dedicated to giving consumers control over their data, reducing fraud, and creating a more responsive and responsible lending system. Our mission is to increase credit access and foster financial inclusion by giving people greater control over their own information. Key benefits of Verify4: • Streamlined wage and employment verification • Improved rental application process • Easier job history verification • Faster benefits eligibility determination We're committed to: ✅ Opt-in data access only ✅ No data warehousing ✅ Never using data for marketing ✅ Only sharing data with your permission Verify4 aims to reduce "uncertainty fees" and help lenders improve credit origination - a win-win for consumers and lenders alike. Ready to take control of your verification needs? Learn more at verify4.com