Tufa

Tufa helps young professionals use family support to unlock smarter mortgage options, whether it’s for a down payment, rate buydown, SPMI, or other strategic uses. Homebuyers are often told to “just ask your parents for help.” But few are given guidance on how to structure that help in a way that fits mortgage rules, maximizes buying power, and keeps things smooth for everyone involved. That’s where we come in. Tufa is a licensed mortgage brokerage that specializes in helping early-stage buyers and their families navigate the financial, legal, and emotional complexities of family support in the homebuying process. We understand that support can take many forms: cash gifts, savings transfers, family-held equity, or simply the willingness to help. Our job is to translate that intent into a qualified mortgage strategy, without requiring co-signing, ownership, or messy entanglements. We offer: • Smart pre-approvals that account for family help up front • Flexible mortgage options across leading lenders • Gift letter templates, documentation coaching, and clear compliance • Personalized guidance for buyers and their families We also partner with real estate agents and financial advisors who want to better serve first-time buyers and their support networks. Whether you’re a buyer ready to explore your options or a partner looking to bring more value to your clients, Tufa is here to help families work together without the stress. Licensed in California, Colorado, Florida, Texas, and Washington Learn more at withtufa.com NMLS #2705493 | nmlsconsumeraccess.org