Zest Ai

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Since 2009, Zest AI has been pioneering and perfecting AI technology with a mission to broaden access to lending using smarter, more efficient AI. Serving more than $5.6T in managed assets with over 600 active models, Zest AI has been a proven partner to banks, credit unions, and specialty lenders, helping them decrease risk and boost growth opportunities throughout the lending process. Zest AI leads the industry, powering thriving lending ecosystems with innovative, intelligent solutions across marketing, underwriting, fraud detection, lending intelligence, and more. With over 50 issued and pending patents across automation, accuracy, performance, and model explainability, this US-based technology-as-a-service company serves its clients from its headquarters in Los Angeles, California, and across the country.

Company Details

Employees
210
Founded
-
Address
3900 W Alameda Ave,
Phone
323-450-3000
Email
pa****@****zest.ai
Industry
Financial Services
NAICS
Finance and Insurance
Monetary Authorities-Central Bank
Website
zest.ai
HQ
Burbank, California
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News

Zest AI Launches LuLu Strategy Module to Expand Generative AI to Financial Institutions - PR Newswire

Zest AI Launches LuLu Strategy Module to Expand Generative AI to Financial Institutions PR Newswire

Rodney Hood Rejoins Zest AI Board - CUToday

Rodney Hood Rejoins Zest AI Board CUToday

Agricultural Food Loss Reduction Solutions Market Analysis Report 2025 with Case Studies from Super Hosokawa Co AI-Driven Demand Forecasting, and Zest AI Tool at Nestle Factory - Yahoo Finance

Agricultural Food Loss Reduction Solutions Market Analysis Report 2025 with Case Studies from Super Hosokawa Co AI-Driven Demand Forecasting, and Zest AI Tool at Nestle Factory Yahoo Finance

Zest AI Debuts LuLu Strategy for GenAI-Powered Lending Intelligence - PYMNTS.com

Zest AI Debuts LuLu Strategy for GenAI-Powered Lending Intelligence PYMNTS.com

Zest AI, Temenos join forces to transform loan origination with AI - Retail Banker International

Zest AI, Temenos join forces to transform loan origination with AI Retail Banker International

Career Moves Unveiled at Bay Federal, Greylock, MCU, SAFE & Zest AI - Credit Union Times

Career Moves Unveiled at Bay Federal, Greylock, MCU, SAFE & Zest AI Credit Union Times

The Credit Paradox: 53% of Americans Are Dependent on Credit Even as 72% Say the System is Unfair - Business Wire

The Credit Paradox: 53% of Americans Are Dependent on Credit Even as 72% Say the System is Unfair Business Wire

AI-Powered Efficiency: Streamlining Decisioning & Fraud Detection with Zest AI - Temenos

AI-Powered Efficiency: Streamlining Decisioning & Fraud Detection with Zest AI Temenos

Zest AI raises investment from Vystar Credit Union, First National Bank of Omaha - FinTech Futures

Zest AI raises investment from Vystar Credit Union, First National Bank of Omaha FinTech Futures

Zest AI Announces $200 Million Growth Investment from Insight Partners - PR Newswire

Zest AI Announces $200 Million Growth Investment from Insight Partners PR Newswire

Top 10 AI Tools Every Finance Professional in Athens Should Know in 2025 - nucamp.co

Top 10 AI Tools Every Finance Professional in Athens Should Know in 2025 nucamp.co

ZEST Security and Upwind Partner to Close the Gap Between Cloud Threat Detection and Action - MSSP Alert

ZEST Security and Upwind Partner to Close the Gap Between Cloud Threat Detection and Action MSSP Alert

How Credit Unions are empowering their lending and marketing teams with Gen AI - Tearsheet

How Credit Unions are empowering their lending and marketing teams with Gen AI Tearsheet

Zest AI Named to CNBC's World's Top FinTech Companies 2025 List - PR Newswire

Zest AI Named to CNBC's World's Top FinTech Companies 2025 List PR Newswire

Zest AI lands $200m growth investment, eyes “high impact M&A opportunities” - FinTech Futures

Zest AI lands $200m growth investment, eyes “high impact M&A opportunities” FinTech Futures

Zest AI Introduces LuLu Pulse -- The First Module of Its Lending Intelligence Platform Available to All Credit Unions - PR Newswire

Zest AI Introduces LuLu Pulse -- The First Module of Its Lending Intelligence Platform Available to All Credit Unions PR Newswire

Zest AI to Deliver First Seamless AI Application Fraud Detection for MeridianLink Clients - PR Newswire

Zest AI to Deliver First Seamless AI Application Fraud Detection for MeridianLink Clients PR Newswire

Zest AI Appoints Former House Financial Services Committee Chief Counsel as Head of Public Policy and Chief of Staff - PR Newswire

Zest AI Appoints Former House Financial Services Committee Chief Counsel as Head of Public Policy and Chief of Staff PR Newswire

Zest AI Ranked as a Fastest-Growing Company in North America on the 2024 Deloitte Technology Fast 500™ - PR Newswire

Zest AI Ranked as a Fastest-Growing Company in North America on the 2024 Deloitte Technology Fast 500™ PR Newswire

Exclusive: Zest AI snags $200 million growth investment from Insight Partners - Fortune

Exclusive: Zest AI snags $200 million growth investment from Insight Partners Fortune

Zest AI Closes $200M Growth Investment from Insight Partners - citybiz

Zest AI Closes $200M Growth Investment from Insight Partners citybiz

ZEST Security Unveils Multi-Agent AI System to Autonomously Remediate and Mitigate Cloud Risks at RSAC 2025 - GlobeNewswire

ZEST Security Unveils Multi-Agent AI System to Autonomously Remediate and Mitigate Cloud Risks at RSAC 2025 GlobeNewswire

Top 10 AI Tools Every Finance Professional in Israel Should Know in 2025 - nucamp.co

Top 10 AI Tools Every Finance Professional in Israel Should Know in 2025 nucamp.co

Zest AI: $200 Million Growth Investment Raised From Insight Partners - Pulse 2.0

Zest AI: $200 Million Growth Investment Raised From Insight Partners Pulse 2.0

GenAI Fuels New Wave of Sophisticated Financial Fraud - PYMNTS.com

GenAI Fuels New Wave of Sophisticated Financial Fraud PYMNTS.com

Fintech Zest AI secures $200m from Insight Partners - Retail Banker International

Fintech Zest AI secures $200m from Insight Partners Retail Banker International

Top 10 AI Tools Every Finance Professional in Singapore Should Know in 2025 - nucamp.co

Top 10 AI Tools Every Finance Professional in Singapore Should Know in 2025 nucamp.co

Insight Partners leads $200m funding to propel Zest AI’s growth - FinTech Global

Insight Partners leads $200m funding to propel Zest AI’s growth FinTech Global

ZEST Security partners with Upwind for faster AI-driven cloud fixes - SecurityBrief UK

ZEST Security partners with Upwind for faster AI-driven cloud fixes SecurityBrief UK

Explainable AI Market to USD 33.20 Billion by 2032| SNS Insider - GlobeNewswire

Explainable AI Market to USD 33.20 Billion by 2032| SNS Insider GlobeNewswire

The Age of AI in Financial Services: Transforming the Industry One Algorithm at a Time - imd.org

The Age of AI in Financial Services: Transforming the Industry One Algorithm at a Time imd.org

Valley 200 2025: Mike de Vere - Los Angeles Business Journal

Valley 200 2025: Mike de Vere Los Angeles Business Journal

Accelerating the food chain revolution: All-star food consortium uses AI to redistribute the equivalent of up to 1.5 million surplus meals. - Nestlé UK

Accelerating the food chain revolution: All-star food consortium uses AI to redistribute the equivalent of up to 1.5 million surplus meals. Nestlé UK

AI brings smart innovations to fresh produce as a digital colleague - FreshPlaza

AI brings smart innovations to fresh produce as a digital colleague FreshPlaza

Zest AI Secures Growth Capital from Fintech Investors, Strategic Partners, and Customers to Advance the Next Generation of AI-Automated Underwriting - PR Newswire

Zest AI Secures Growth Capital from Fintech Investors, Strategic Partners, and Customers to Advance the Next Generation of AI-Automated Underwriting PR Newswire

The Week’s Biggest Funding Rounds: Fintech’s Big Week - Crunchbase News

The Week’s Biggest Funding Rounds: Fintech’s Big Week Crunchbase News

Can AI Make Lending Fairer? The Role of UX in Financial Inclusion - THISDAYLIVE

Can AI Make Lending Fairer? The Role of UX in Financial Inclusion THISDAYLIVE

How Zest AI enables fair and transparent lending with AI - AI Magazine

How Zest AI enables fair and transparent lending with AI AI Magazine

Zest AI's Credit Models Proven to Increase Loan Approvals for Every Protected Class - PR Newswire

Zest AI's Credit Models Proven to Increase Loan Approvals for Every Protected Class PR Newswire

Nestlé, FareShare, Zest pilot AI solution to redistribute 700 tonnes of surplus food - The Grocer

Nestlé, FareShare, Zest pilot AI solution to redistribute 700 tonnes of surplus food The Grocer

Nestlé UK&I, Google Cloud And Industry Partners Test AI Solution To Prevent Food Waste - ESM Magazine

Nestlé UK&I, Google Cloud And Industry Partners Test AI Solution To Prevent Food Waste ESM Magazine

Zest AI - Analytics Insight

Zest AI Analytics Insight

How Golden 1 used AI to find ‘good risk’ - Banking Dive

How Golden 1 used AI to find ‘good risk’ Banking Dive

Zest AI Announces FairBoost, A Tool for Fairer and Clearer Credit Underwriting for Lenders - PR Newswire

Zest AI Announces FairBoost, A Tool for Fairer and Clearer Credit Underwriting for Lenders PR Newswire

AI could radically change the future of bank lending — and who gets approved for loans - qz.com

AI could radically change the future of bank lending — and who gets approved for loans qz.com

Zest AI Unveils First AI Lending Intelligence Companion - PR Newswire

Zest AI Unveils First AI Lending Intelligence Companion PR Newswire

Zest AI - Forbes

Zest AI Forbes

Zest AI Launches Fraud Detection Solution - PYMNTS.com

Zest AI Launches Fraud Detection Solution PYMNTS.com

Former NCUA Chairman Rodney E. Hood Joins Zest AI's Board of Directors - PR Newswire

Former NCUA Chairman Rodney E. Hood Joins Zest AI's Board of Directors PR Newswire

Zest AI Debuts AI-Powered Fraud Detection for Lenders - PR Newswire

Zest AI Debuts AI-Powered Fraud Detection for Lenders PR Newswire

ZestFinance Rebrands as Zest AI - National Mortgage Professional

ZestFinance Rebrands as Zest AI National Mortgage Professional

Zest AI pilots new fraud-prevention tool among credit unions - Auto Remarketing

Zest AI pilots new fraud-prevention tool among credit unions Auto Remarketing

Zest AI: AI could resolve issues of bias in credit scoring - AI Magazine

Zest AI: AI could resolve issues of bias in credit scoring AI Magazine

Just 13 FinTech deals close this week as the end of 2024 edges closer - FinTech Global

Just 13 FinTech deals close this week as the end of 2024 edges closer FinTech Global

Zest AI and Origence Partner to Integrate Powerful AI Within Origence Arc OS Loan Origination System - PR Newswire

Zest AI and Origence Partner to Integrate Powerful AI Within Origence Arc OS Loan Origination System PR Newswire

Can an A.I. algorithm help end unfair lending? This company says yes - Fortune

Can an A.I. algorithm help end unfair lending? This company says yes Fortune

Zest AI Secures Investment From Insight Partners To Accelerate Adoption Of Fairer And More Transparent Credit Underwriting Software Across Enterprise-Grade Lending Operations - PR Newswire

Zest AI Secures Investment From Insight Partners To Accelerate Adoption Of Fairer And More Transparent Credit Underwriting Software Across Enterprise-Grade Lending Operations PR Newswire

Suncoast Credit Union Selects Zest AI To Bring Better Lending To Its Members - PR Newswire

Suncoast Credit Union Selects Zest AI To Bring Better Lending To Its Members PR Newswire

Zest Gives Credit Scores a Reboot - Los Angeles Business Journal

Zest Gives Credit Scores a Reboot Los Angeles Business Journal

Zest AI lands more than $50m in growth funding round - FinTech Futures

Zest AI lands more than $50m in growth funding round FinTech Futures

Zest AI Raises Over $50M in Growth Funding - citybiz

Zest AI Raises Over $50M in Growth Funding citybiz

Fintech Zest AI Becomes a CUSO - Credit Union Times

Fintech Zest AI Becomes a CUSO Credit Union Times

Pursuing inclusive lending with AI: Mike de Vere - American Banker

Pursuing inclusive lending with AI: Mike de Vere American Banker

Top 10 Gen AI platforms - FinTech Magazine

Top 10 Gen AI platforms FinTech Magazine

Partnership Delivers Zest AI's Software to Cornerstone League CUs - Credit Union Times

Partnership Delivers Zest AI's Software to Cornerstone League CUs Credit Union Times

Racism Present in U.S. Financial & Credit Scoring System, Consumers Say - Credit Union Times

Racism Present in U.S. Financial & Credit Scoring System, Consumers Say Credit Union Times

Zest AI zips to $15m round - - Global Corporate Venturing

Zest AI zips to $15m round - Global Corporate Venturing

New FinTech unicorns remain rare in May 2023 with just a single announcement - FinTech Global

New FinTech unicorns remain rare in May 2023 with just a single announcement FinTech Global

Can AI Fintech Strategies Close The Racial Wealth Gap? - Forbes

Can AI Fintech Strategies Close The Racial Wealth Gap? Forbes

2024 CU Times Luminaries Awards Winners Announced - Credit Union Times

2024 CU Times Luminaries Awards Winners Announced Credit Union Times

Freddie Mac Using Shady AI Company for Mortgage Loans - The American Prospect

Freddie Mac Using Shady AI Company for Mortgage Loans The American Prospect

ZestFinance Using AI To Bring Fairness To Mortgage Lending - Forbes

ZestFinance Using AI To Bring Fairness To Mortgage Lending Forbes

AI Transparency in Finance – Understanding the Black Box - Emerj Artificial Intelligence Research

AI Transparency in Finance – Understanding the Black Box Emerj Artificial Intelligence Research

AI Startups for Auto Lending - 2 Well-funded Examples - Emerj Artificial Intelligence Research

AI Startups for Auto Lending - 2 Well-funded Examples Emerj Artificial Intelligence Research

AI can help reduce inequity in credit access, but banks will have to trade off fairness for accuracy — for now - businessinsider.com

AI can help reduce inequity in credit access, but banks will have to trade off fairness for accuracy — for now businessinsider.com

Origence Announces Two New Fintech Partnerships - CUToday

Origence Announces Two New Fintech Partnerships CUToday

Zest AI Secures Investment From Insight Partners To Accelerate Adoption Of Fairer And More Transparent Credit Underwriting Software - AiThority

Zest AI Secures Investment From Insight Partners To Accelerate Adoption Of Fairer And More Transparent Credit Underwriting Software AiThority

How a Tennessee credit union uses generative AI to foster fair lending - American Banker

How a Tennessee credit union uses generative AI to foster fair lending American Banker

Zest AI raises $18 million in funding - finainews.com

Zest AI raises $18 million in funding finainews.com

New Freddie Mac Partnership Will Mean ‘Tens Of Thousands Of New Mortgages Per Year For People Of Color,’ Says Zest AI CEO - Forbes

New Freddie Mac Partnership Will Mean ‘Tens Of Thousands Of New Mortgages Per Year For People Of Color,’ Says Zest AI CEO Forbes

Is AI helping improve the risk assessment process? - FinTech Global

Is AI helping improve the risk assessment process? FinTech Global

Composite AI Market New Trends, Size, Top Key Players, Industry Analysis, Advance Technology, Future Development & Forecast – 2028 - The Globe and Mail

Composite AI Market New Trends, Size, Top Key Players, Industry Analysis, Advance Technology, Future Development & Forecast – 2028 The Globe and Mail

Microsoft Partners With Fintech Startup ZestFinance To Bring Transparency To AI-Powered Financial Models - Forbes

Microsoft Partners With Fintech Startup ZestFinance To Bring Transparency To AI-Powered Financial Models Forbes

ZEST Security Exits Stealth to Resolve, not Just Flag, Enterprise Cloud Risks Using GenAI - Business Wire

ZEST Security Exits Stealth to Resolve, not Just Flag, Enterprise Cloud Risks Using GenAI Business Wire

Valley 200 – 2024: Mike de Vere - Los Angeles Business Journal

Valley 200 – 2024: Mike de Vere Los Angeles Business Journal

How You Can Tell If An AI Startup Is Bogus - Crunchbase News

How You Can Tell If An AI Startup Is Bogus Crunchbase News

An AI-Fueled Credit Formula Might Help You Get a Loan - MIT Technology Review

An AI-Fueled Credit Formula Might Help You Get a Loan MIT Technology Review

Freddie Mac employs machine learning to better manage risk - Mortgage Professional America

Freddie Mac employs machine learning to better manage risk Mortgage Professional America

VyStar Credit Union taps Zest AI for instantaneous loan decisions - finainews.com

VyStar Credit Union taps Zest AI for instantaneous loan decisions finainews.com

ZestFinance and Microsoft collaborate on AI solution for finance industry - Technology Record

ZestFinance and Microsoft collaborate on AI solution for finance industry Technology Record

ZestFinance and Prestige Financial Services Deploy First AI-Powered Credit Scoring Model In Subprime Auto Lending Industry - PR Newswire

ZestFinance and Prestige Financial Services Deploy First AI-Powered Credit Scoring Model In Subprime Auto Lending Industry PR Newswire

Vystar Credit Union partners with AI, machine-learning firm - The Business Journals

Vystar Credit Union partners with AI, machine-learning firm The Business Journals

ZestFinance To Deliver First Fully Explainable Artificial Intelligence Solution For Credit Underwriting with Microsoft Cloud - PR Newswire

ZestFinance To Deliver First Fully Explainable Artificial Intelligence Solution For Credit Underwriting with Microsoft Cloud PR Newswire

Top AI Chrome Extensions To Hack Your Life And Save Time - vocal.media

Top AI Chrome Extensions To Hack Your Life And Save Time vocal.media

Yolanda D. McGill - American Banker

Yolanda D. McGill American Banker

ZestFinance Releases New Software Tool To Reduce Bias In AI-powered Credit Scoring Models - PR Newswire

ZestFinance Releases New Software Tool To Reduce Bias In AI-powered Credit Scoring Models PR Newswire

26 Examples of AI in Finance 2025 - Built In

26 Examples of AI in Finance 2025 Built In

Artificial Intelligence Applications for Lending and Loan Management - Emerj Artificial Intelligence Research

Artificial Intelligence Applications for Lending and Loan Management Emerj Artificial Intelligence Research

The Generative AI Revolution: Reshaping the Future of BFSI - Elets BFSI

The Generative AI Revolution: Reshaping the Future of BFSI Elets BFSI

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