Amanda Ruiz Email & Phone Number

Charlotte, Nc

• Successfully manage Business Banking Greater VA and two Middle Market Midwest portfolios, consistently exceeding metric goals • Partner with Relationship Manager teams to deliver strategic solutions to clients • Analyze business financial statements and relevant information to underwrite +55MM in new money and 25MM in renewals, generating over 100M in fee income year to date• Designated subject matter expert for construction, ESOP and government contractor exposure

Charlotte, Nc

• Developed and executed workout strategy for a portfolio of 30+ criticized commercial relationships • Coordinated with attorneys on agreement/settlement negotiations• Negotiated terms to minimize bank exposure to losses, recovering +$5MM in less than one year

Charlotte, North Carolina Area

• Managed and presented Asset Liability Management (ALM) portfolio for monthly business risk review• Led ALM portfolio optimization project between Available for Sale and Held to Maturity securities• Constructed CFO Market Risk Limits procedure to maximize efficiency

Charlotte, North Carolina, United States

• Owned monthly complaints for Consumer Vehicle Loans (CVL) and Home Loan Fulfillment (HL), identifying and escalating items of concern• Reviewed CVL focused rule and subpart citations for submission to regulatory inventory to ensure complete alignment of applicable regulations across the country• Spearheaded and managed pilot program for laws, rules and regulations alignment across CVL and HL

Indian Trail, Nc

• Designed website, social media and marketing strategy, growing business by a minimum of 20% per year• Developed and executed successful business plan including incentives for referrals from relevant beauty and medical professionals including stylists and dermatologists• Managed daily finances and accounts receivable to ensure accurate inventory and to report appropriate revenue for tax purposes• Conducted comprehensive industry research to identify proper price points to maximize profits

Charlotte, Nc

• Responded to discoveries for a law firm with four attorneys specializing in Social Security Disability and Worker's Compensation​• Prepared case exhibits and evidence in advance of trials that generated millions of dollars in revenue • Communicated with outside counsel regarding cases

Washington D.C. Metro Area

• Performed legal research using applicable case law • Drafted judicial correspondences and handled court readings• Communicated with defendants in an effort to demystify the judicial process and educate them about the Tax Court