Andrew Sever Email & Phone Number

Properly assess risk and credit worthiness of businesses in order to make quality decisions to write commercial lines of credit through financial statement analysis.

Tampa/St. Petersburg, Florida Area

-Analyze and decision commercial credit applications.-Adhere to purchase approval limits and investigation standards at all times.-Sell the benefit of the Company's value proposition to the dealers and effectively maintain a consistent purchase policy based on dealer support, liquidation experience, and management direction.-Understand and practice business unit financing plans, programs, and procedures.-Develop and maintain strong business relationships with dealership personnel.-Complete all required procedural reviews in a timely manner to identify potential misrepresentations or fraud.-Oversee credit investigations and perform investigations as required. Provide training and feedback to investigators as required.-Support internal and external sales as required to complement Business Center activities.-Participate actively in DSA calibration sessions.-Support a culture which ensures a sales mindset is maintained in the Business Center.-Perform daily responsibilities to ensure high levels of dealer and customer satisfaction. Support Dealer Satisfaction Index (DSI) and Customer Satisfaction Index (CSI) initiatives.-Support diversity initiatives by understanding, respecting and valuing the differences that define employees as unique individuals.

Tampa/St. Petersburg, Florida Area

• Managed 40+ accounts to maintain monthly gross credit loss budget of $100,000 - $150,000.• Minimize portfolio risk and credit losses through effective calls, effective account management and appropriate account resolutions.• Reduce delinquency through effective follow-up and account resolution techniques.• Review procedure updates and utilize procedures in all daily work to ensure compliance.• Document customer contact and all information in the proper system in a neat, professional and well-organized manner as required by procedure.• Demonstrate call ownership and anticipate potential problems.• Maintain control of conversations and probe for additional information to make appropriate account resolution decisions.• Educated customers on simple interest financing as well as ramifications and credit impact of being past due on their accounts. • Strive to retain customers using all available tools to resolve customer issues.• Display ownership and Go Further mindset to resolve customer issues and minimize call transfers.• Develop business acumen by utilizing training resources; become proficient with required systems, regulations, company policy and procedure.• Utilize skip tracing techniques to locate past due customers.• Utilize repossession and charge off processes to resolve seriously delinquent accounts.• Assist with enterprise campaigns and business continuity actions as needed.

Tampa/St. Petersburg, Florida Area

• Minimize portfolio risk and credit losses through effective account resolution• Reduce delinquency through effective follow up and account resolution techniques• Service customers and promptly and courteously to achieve targeted Customer Satisfaction Index (CSI) objectives• Review procedure updates and utilize procedures in all daily work to ensure that a "compliant" rating is achieved on any Global Audit and Control (GAC) audits• Minimize expenses through effective use of resources and time management to achieve targeted expense budget

Tampa/St. Petersburg, Florida Area

Accounts Receivable Coordinator • Review business contracts between clients and third-party vendors.• Review contract obligations and possible legal ramifications. • Monitoring customer contracts for non-compliance with contract terms and conditions.• Assist clients with making financial payments through a software called Greenpay. • Used client escalation techniques to solve ongoing disputes between Greenway Health and our clients. Third Party Coordinator• Managed five third-party vendors.• I was the main point of contact for five third-party vendors.• Ran reports for each third-party account. These reports included excel spreadsheets with a list of all past due invoice associated with that account. Payment Plan Analyst • In charge of creating legally binding documents that outline the terms and conditions of the payment plan agreement. • Main point of contact for every Greenway account interested in a payment plan.

Tampa/St. Petersburg, Florida Area

• Special Events Coordinator• Assist with coordinating and the set-up of special events at Raymond James Stadium. This included:• Pre-game and post-game events. • Ribbon cutting ceremonies for outstanding achievement through the Hillsborough county school district. • Set up of VIP rooms for special guests attending games. This included any special decorations and seating arrangements. • Preparation of children’s events such as preparing areas for kids for Play60, including inflatables and obstacle course.

Duluth, Georgia

• Lab Technician• Run analysis on oil and coolant samples, insuring that the customer’s product was receiving clean and reliable oil for their machinery.• Observe and read instrumentation to determine operating conditions during testing.• Sample Processing Technician• Quickly and accurately log information from each sample into the computer database in order for the sample to move into the laboratory.• Received oil samples from different companies and prepared them to be tested.

Master Of Business Administration - Mba, Business Administration, 3.9

Bachelor'S Of Science, Business Management