Developed the Capital Markets Platform from the ground up. Converted the mortgage company from Best Efforts to Mandatory.Developed the Hedge strategy and policies for the bank as well as new processes surrounding implementation.Responsible for trading MBS to hedge Whole Loan pipeline.Responsible for selling funded loans to aggregators and agencies through multiple execution channels (Bulk, Direct, AOT, Cash). Responsible for Secondary department policy development and management. New Product development and coordination of rollout.Management of investor relations as well as researching new investors to institute future business opportunities.

Responsible for control and maintenance of all functions of Secondary Marketing / Capital Markets including MBS trading, pooling (FNMA/GNMA), product development, pricing strategy, lock desk policy, investor relations, and overall risk mitigation.Build and implement reporting to track and maintain set margin goals as well as strategies for achievement. Integrate and build excel models to monitor trends and execution strategies that obtain highest level of profitability. GNMA pool execution including loan selection (new prod/mods), GinnieNet pool setup, commitment authority management, subscriber distribution, and oversee certification through finalized delivery. Communication to upper management and sales force of current market conditions. Flexibility in strategy towards changing market environment and providing detailed explanation to help sales and operations understand their impacts

I worked as a Capital Markets Trader for PrimeLending. My job constituted helping hedge a 2 billion dollar pipeline while managing risk against each program instrument that the company offers. Specialization in FNMA & FHLMC securitization while holding knowledge in GNMA and ARM executions. Experienced in CRA involving geo-coding, securitization, and whole loan purchases. I worked heavily in Microsoft Excel building spreadsheets and models that helped me execute each job task as efficient and effective as possible. My main focus is to net the best gain on sale for the company and continuously strategize to meet each target that will allow to do so.

Loan Officer