Retired March 2023 .IFA advising on Mortgages, Equity Release, Life Assurance, Critical Illness, Income Protection, Pensions, Investments and Buildings and Contents insurance. Over 25 years experience in Financial Services. October 2012 passed RO4 pensions exam, after passing RO1, 2 and 3 earlier this year. Now RDR ready and able to carry on advising as an IFA in 2013 and beyond!In October 2012, I was honoured to be made a Freeman of the Worshipful company of Ironmongers in the City of London, one of the 12 Great Livery Companies.In 2008 I won a Teaching Award for the SW school Governor of the Year!In my spare time I help run a school farm at Sir Robert Gefferys School in Landrake, Cornwall, take my sons surfing and to band practices, and walk my dog .. In 2013 I took up running, leading to my first marathon - London in 2014. I am now in the habit of running..