I work honestly and diligently. I have the ability to work with different people with differing in nature.I have over 27 years of Tacit knowledge in Banking. Have worked in all department of ANZ Bank. Write loan proposals up to 8 figures. Duties in general is indepth analysis of financial data, looking after a set of Commercial customers, meeting customers, assessing and verifying reporting and financial risk covenants. Posses excellent knoweldge in : 1)lending & securities matters, 2} legal aspects, 3) lands matter, 4) property market, 5) land types, 6) different industry knowledge, 7) upstream and downstream processes and procedures, 8) analysis of financial statements and cash flow, 9) analysis of budgets/forecasts, 10) trusted business advisor, etc.Hold MBA in General Management.