Anne Dressler Fox Email & Phone Number

Richmond, Virginia, United States

FLOD Risk Manager supporting Card and Deposit Products.

Provided Risk and Compliance Leadership for Commercial Card Sales and Related Teams in various areas.Known for CANSPAM Spamhaus expertise.Managed Sales Practices risk for National salesforce; identified risks, control gaps and remediated when necessary.Collaborated with other Risk Managers of LOBs and second line Legal, Compliance and Risk partners, to develop and implement well-managed risk practiceOrchestrated the Internal Audits for both Commercial Card LOB and the annual Compensation / Incentives audits resulting in “adequate” results.Spearheaded efforts to employ CAN-SPAM/Spamhaus compliance within Commercial Card. Helped develop Email Governance Standard, deployed in Commercial Card; the first in Commercial Bank, resulting in no Spamhaus violations in 4 years of term. Ultimately recognized as SME within the Bank on this work

Managed offshore team of up to 12 in Delhi, India to aide in the accounting work necessary to close the books, update accruals, etc. (one of my greatest pleasures in my career)

Developed and fostered relationships with multiple finance and HR/Compensation teams to build better reporting practices by working together.Built a new Severance accrual process by bringing together teams to align on assumptions and expectations. Partnered with Retail and Commercial LOB Incentive teams to greatly improve the incentives space by bringing the HR and Finance teams together to better align on assumptions. Decreased processing time by 2 days.

Third party and relationship manager for offshoring company in India, Genpact, which performs finance and accounting functions.

Managed accounts payable & purchasing as well as managed large third-party offshore relationship. Promoted to manage a team of 5 associates and 35 offshore contractors. Ensured compliance while evaluating risk, cost and overall process efficiency, and prioritized workload.Revamped AP process documentation on Pulse, dramatically improving the ease of use for self-service.Significantly enhanced relationships with multiple system users by reviewing their feedback in bi-weekly forums.

Performed complex financial analysis and cost studies for profitability analysis of new 3PL business; applied technical principles of accounting and financial analysis in performing job function. Partnered with others such as new business management, O&M Finance, Controller’s, Financial Operations, Treasury, Tax and HR Teams. Reported to the Controller with a dotted line to OM HCL business director.

A small landscaping company that designed and installed unique gardens at residential properties...we were small but tackled big jobs and small alike with a talented team of landscape designers.

Marketing Leader (2006– 2007)Leveraged financial skills to provide detailed analysis on lead ordering, distribution and effective for 23 Long Term Care Insurance sales Agencies. Developed team to reorganize and retrain office support services.•Managed $17MM Direct Marketing program •Organized lead distribution for up to 1600 agents in 23 Agencies via temporary help and then training of new staff on lead management after 40 full time positions were eliminated.•Applied Six Sigma rigor to daily work to create actionable and repeatable processes.

Senior Marketing Analyst (2003 – 2006)Built and tracked complete business plans for 13 sales regions totaling $13.5MM in production and $5.4MM in marketing expenses. Included forecasting and modeling all aspects for two year plans for recruiting, production and expenses. •Advised General Agency managers on productivity of marketing programs via use of detailed agent, regional and state level analytics of profitability.•Increased revenues by $.4MM annually through management of lead distribution in 20 Agencies •Increased sales effectiveness of 600 agents through group training and individual coaching.

Senior Financial Analyst (2001 –2003)Built and managed Operating Plans totaling $217MM for 39 functional areas for Long Term Care and Financial Services Businesses. Created and analyzed expense and productivity metrics to identify growing areas of business and to assist in production growth. •Worked with multifunctional team to implement cost reduction strategies. Determined actual cost of agent benefits ($7.5MM) to organization and incorporated cost reduction into Operating Plan. •Created breakeven/profitability analysis and financial model for the use of Teleservices National program in order to determine viability of program. Discovered $6.2MM in expenses V $2.6MM in revenues. From this analysis, area was shut down.

Pamplona, Chartered Community Of Navarre, Spain

International Mba, Finance And Spanish

Bachelor Of Arts - Ba, Economics