Araceli Olvera Email & Phone Number

Houston, Tx, Us

United States

New York City Metropolitan Area

New York City Metropolitan Area

As part of the team who manage a portfolio of lending facilities where MUFG acts as lender in a syndicated deal, I apply my comprehensive knowledge of the syndicated loan market into my day-to-day duties:• I am an approver for 1 staff in the area making sure all the funding and rollover request are well inputted in the system and released the payment.• I manage new facility onboarding, loan servicing, Fedwire payments, general ledger reconciliations, trading via assignment, revolving and term credit facilities.• I ensure all lending transactions are booked and manage correctly, minimizing operational risks and looses and ensuring compliance with all bank policies and procedures.

Ruben Dario, Polanco

Client liaison for Mexican corporate clients, supporting senior bankers on the origination and execution of deals, interacting with clients on a day-to-day basis, and administering products such Corporate Credit Risk, Syndicated Loans, Lending, Client Solutions, while supporting internal groups (Credit Risk, Legal, Loan Structuring and Syndication, Compliance (KYC's). In these activities, I achieved professional goals with respect to business generation and relationship returns. Principle duties included: • Perform detailed review of complex commercial documentation packages to monitor adherence to all laws, regulations, policies and procedures;• Aid in coordinating an efficient commercial loan closing and funding process including review for accurate documentation package for internal approval to close and onboarding into the bank’s systems;• Control conditions precedent, drawdowns and repayments of the assigned transactions;• Collect Know Your Customer (KYC) due diligence and Customer onboarding requirements;• Maintain credit files, financial files, legal documents and other relevant information;• Reviewing and assisting with negotiation of loan documentation;• Managing soft and hard guarantees; • Monitor credit covenants thresholds; and• Liaising with other loan participants and internal parties

Mexico D.F. (Sta Fe)

Supervised a two-member team focused on maintaining customer files and validating credit files for promissory notes, guarantees, credit agreements and other legal documents required to support credit applications. Responsibilities included: • Confirming that credit applications complied with local regulations (CNBV);• Validation and authorization of the customers’ set up;• Modification and cancellation in the systems;• Validation of all the credit and legal documentation of the approved facilities;• Monitoring the Legal Lending Limit for corporations, related parties, financial institutions and UMS group, as well as cross border and country limits for México;• Authorization of the customer's disbursements of all kind of credit products (loans, supply chain, SBLC's, LC's, draft discounts, revolving and term syndicated loans, etc.); and• Monitor and review payments, advances, payoffs, rate changes, and other maintenance related to these transactions.

Paseo De La Reforma 347

Developed and implemented credit assessments for Corporate Institutions, Non-Banks and Project Finance, gaining extensive knowledge of credit structure, financial and non-financial covenants, guarantees, cross currency swaps, interest rate swaps, repos, fx spot, forwards, KMV tool, interpretation of the credit bureau, rating risk system, CNBV reserves, external ratings, operation and expedition of credit.. Responsibilities included:• Reviewing and rating the firm's financial performance, industry threats, operating and financial risks. • Organizing and negotiating terms and conditions for credit and treasury proposals. Measuring the group's profitability for compliance with Basel II process. Obtaining and reviewing credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.

Paseo De La Reforma 347

Verified that all terms and conditions were met before a disbursement was made (credit agreements, promissory notes, guarantees and covenants), gaining knowledge and experience with bilateral and syndicated loans disbursements. Responsibilities included:• Revision and authentication of the syndicated credits (compliance certificates, conditions precedents, legal opinions and disbursement instruction).• Processing and closing loans within a complex loans operation environment

Paseo De La Reforma 347

Advised and assisted with the maintenance of customer’ credit files. Acquired knowledge of how to develop and update all the credit files.

Patriotismo 200

Assisted with customer calls at a call center related to American Express credit card inquiries. Provided support in Spanish and English. Gained knowledge of all the American Express products.