Benjamin Hubert Email & Phone Number

Miami, Fl, Us

Miami, Florida, United States

Weston

Miami, Florida

• Conduct reviews on each account held by high risk customers by using Helm Bank USA’s methodology in order to determine whether or not the activity conducted during the review period is of concern. • Review corporate documentation, financial statements, and/or loan documentation in order to corroborate the activity observed during the review period.• Conduct research on high risk customers using a number of resources in order to reveal any negative media or derogatory information; if such information is found, a request will be submitted to the corresponding account officer in order to clarify the finding. • As part of the review process, all documentation required by Customer Identification Program (CIP) must be gathered in order to determine if they are up to date; if the documentation is not up to date a request for updated documentation will be submitted to the customer’s account officer.• Submit a Request for Information (RFI) in order clarify any questions regarding the customer’s activity or concerns noted during the review period.

Miami, Florida

Ocean Bank - Miami, FLHigh Risk Review Officer- 01/2017- 03/2018• Conduct reviews on high risk customers for a period ranging from 18 to 36 months. • Research and conduct enhanced due diligence (EDD) on all high risk customers, significant counterparties, and any related accounts using the internet, World Check, Lexis Nexis, bank records, and any other available resources. • Review corporate documentation, financial statements, and loan documentation for high risk bank customers to corroborate the information in the client's Know Your Customer (KYC) and support the customer’s high risk review. • Send Requests for Information (RFI) to Account Officers to obtain additional information or supporting documentation in order to satisfy any questions or concerns encountered during the high risk review as well as to update the customer's KYC with any new information. • Create Suspicious Activity Reports (SARs) as needed to report any concerning activity discovered during the high risk reviews. • Review Subpoenas or Customer Activity Referral Forms (CARFs) for high risk customers.

Miami, Florida

Ocean Bank- Miami, FLSr. BSA Analyst II & Officer- 09/2015- 12/2016- Create SARs, Supplemental SARs, Watch List Cases, and Special Investigations as needed.- Analyze and escalate, if necessary, alerts and cases (transaction monitoring)- Conduct investigations and due diligence on clients, counterparties, and any activity as required.- Draft and send 314B requests and analyze 314B responses- Formally contact Account Officers in order to send RFIs, in order to obtain clarification or any information on clients and/or activity as needed.

Miami, Florida

Terrabank- Miami, FLBSA Analyst/ Investigator- 05/2015- 09/2015- Analyze alerts and cases (transaction monitoring) - Review the SDN List and OFAC Sanction Updates in order to determine how they apply to the bank.- Conduct annual reviews on High Risk customers, Privately Owned ATM Client Survey, MSB accounts, and Corresponding Banks.- Formally contact Account Officers in order to send RFIs, in order to obtain any required information or documentation.- Assist in the implementation and testing of the OFAC-EDD Verifier and ensure compliance with the 311 Special Measures List.- Create SARs, verify the accuracy of CTR reporting, and conducting special investigations as required.

Miami, Florida

HSBC International Private Bank (Consultant)- Miami, FLKYC Analyst- 02/2015- 05/2015- Examine customer documentation to ensure compliance with FATCA requirements for all Latin American private banking customers.- Review articles of incorporation in order to determine the ultimate beneficial owners of complex corporate structures.- Assist in the Business As Usual project conducted globally by HSBC Private Bank to standardize all KYC profiles.- Conduct due diligence and activity monitoring on High Risk Accounts.

Miami/Fort Lauderdale Area

Completed the Annual Reviews for High Risk Clients for a local Miami Bank.