Brian Rubin Email & Phone Number

Delray Beach, Fl, Us

New York, New York, United States

Manage and monitor 20 issuers in the health care sector. Formerly worked in the capital goods, packaging, and environmental service sectors. Perform rigorous analytical work, research, fundamental credit analysis, analysis of financial statements, building of financial models and forecasts, and writing of analytical reports on rated entities.• Published 100+ rating outcomes to the market to since hired to bring transparency and comparability to the financial markets and help investors measure and manage credit risk.• Mentor many junior team members to help contribute to team success. • Developed new Tear Sheet publishing format to department to increase rating publishing frequency and transparency. • Built Tableau dashboard of 200 entities to be used as peer analysis for the team. • Passed Primary Analyst advanced certification test within 4 weeks, well before the 6-month allotted time.

Greater New York City Area

West Palm Beach, Florida Area

Manage and underwrite a portfolio with 18 healthcare clients totaling over $1B in outstanding debt. Conduct analysis to verify credit, income, assets, insurance, and other documentation to ensure compliance with company and investor guidelines.- Managed the underwriting of 24 new construction loans / refinance applications for the healthcare industry. Created Excel-based model to track key loan-level metrics and manage the entire $2.3B portfolio. Strong analytical performance and effectiveness led to selection as the sole underwriter for the emerging national portfolio. - Designed annual review template to evaluate financial health of all healthcare borrowers. Delivered executive summary and supporting commentary to Director of Credit Management. Tool was identified as a best practice and adoption reduced past due reports from 15% to less than 5%.- Selected amongst the 25+ healthcare department employees to serve as Business Line Liaison between the healthcare department and governance / risk & controls; distributed information and participated on specialized project teams pertinent to company-wide and department-specific initiatives.- Led the process for hiring and onboarding an Intern Analyst. Partnered with HR Manager to recruit at the University of Florida, screening resumes for interview phase and assessing / ranking applicants. - Mentored 4 summer interns, leading job-shadowing activities, conducting training on various processes (e.g., financial statement and risk analysis), and providing performance feedback.

Greenville, South Carolina Area

- Analyze and decision consumer credit applications to originate auto loans- Adhere to purchase approval limits and investigation standards at all times- Understand the and practice business unit financing plans, programs, and procedures- Develop and maintain strong business relationships with dealership personnel- Complete all required procedural reviews in a timely manner to identify potential misrepresentations or fraud- Oversee credit investigations and perform investigations as required- Participate actively in DSA calibration sessions - Perform daily responsibilities to ensure high levels of dealer and customer satisfaction- Loan approximately $500,000 daily

Greenville, South Carolina Area

- Analyze financial statements for dealerships, including balance sheets and income statements to determine risk levels of dealerships- Determine action plans for struggling dealerships to mitigate risk exposed to Ford Motor Credit Company- Initiate and maintain loans to dealerships, including Mortgage Loans, Capital Loans, and RLOCs.

Greenville, South Carolina Area

- Minimize portfolio risk and credit losses through effective account resolution- Demonstrate effective negotiations techniques to collect loan contracts current- Service customers and dealers promptly and courteously- Review procedure updates and utilize procedures in all daily work- Minimize expenses through effective use of resources and time management to achieve targeted expense budget- Managed monthly loss budget of $100,000- Finished first in the department for the month of January 2014 by company metrics

Miami/Fort Lauderdale Area

• Worked with Investment Banking team on presentations, financial analysis and research • Created PowerPoint presentations and Excel spreadsheets to appear in company profiles

Master Of Business Administration - Mba, 3.8

Bachelor’S Degree, Finance, General

Activities and Societies: Phi Kappa Tau, Gators for Nation DefenseWas Vice President of Membership while a member of Phi Kappa Tau.