Bill Young Email & Phone Number

United States

Responsible for the operational implementation and ongoing maintenance of the Nationwide Multistate Licensing System (NMLS) program and business operations.

Washington D.C. Metro Area

Responsible for program administration and policy making processes that incorporate input from state and federal regulatory stakeholders, as well as industry licensees and advisory groups, to create policies and practices that direct operations of the Nationwide Multistate Licensing System (NMLS).

Reston, Virginia

Led several contracts at FDIC and Department of Treasury's Federal Financing Bank.

Arlington, Va

The Arlington Aquatic Club is a USA Swimming year round competitive swim team sponsored by Arlington County offering high quality professional coaching and technique instruction for all ages and abilities. The goal of our team is to provide every member an opportunity to improve swimming skills and achieve success at his or her level of ability, from novice to international competitor.

Selected to be the business authority for data strategy, including requirements and integration for a corporate wide $250M program.• Collaborated with business partners, IT, and third party vendors to document current state processes and future state requirements for multiple systems infrastructure projects. Approved final documents and conducted detailed evaluation of proposed vendor solutions including Master Data Management and Business Intelligence tools.

Directed teams accountable for Data Quality Management, Management Reporting, OFHEO Reporting, HUD Goal Reporting, and Business Continuity Planning for a $750B portfolio. Reviewed and approved information to ensure timely and accurate completion of all deliverables. Presented results to senior executives monthly and quarterly. • Developed and executed a successful plan to meet SOX Data Quality Attestation deliverables for the Multifamily Division.• Collaborated with executives across Finance, Single Family, and Multifamily to execute and deliver streamlined SOX Data Quality attestations.• Interfaced with data owners to design, create, and implement data quality controls. Analyzed data quality issues, identified target areas, and monitored for mitigation and remediation. • Provided accurate data and information monthly to federal regulators. Created efficiencies in the processes and established an organizational structure to better align workloads and reduce key-person dependencies.• Directed the activities of the Operational Review Board for the Multifamily work-stream, including the review and approval of proposed system and process changes.

Promoted to direct teams accountable for the Multifamily Division’s Management, HUD Goal, and OFHEO’s Risk Based Capital Reporting. Ensured timely and accurate completion of the division’s ad hoc and baseline reporting needs, while maintaining a well-controlled environment for a $100B portfolio.• Reviewed and approved processes and reports that monitored the division’s performance via analysis of purchases, portfolio characteristics, payoffs, delinquencies, and loan loss reserves. Coordinated and reviewed reports for the Board of Directors and regulatory submissions.• Oversaw two major initiatives to develop, implement, and deliver historical loan performance data, and automate the Risk Based Capital submission to OFHEO. Devised and implemented automated reconciliations and validation checks to ensure accurate submissions.

Managed section activities for a $100B portfolio, ensuring timely and accurate completion of the division’s ad hoc and baseline reporting needs, while maintaining a well-controlled environment. • Reviewed the analysis of purchase, portfolio, payoff, delinquency, and loan loss reserves. Coordinated and reviewed OFHEO Risk Based Capital & HUD Goal Reporting, and reports for the Board of Directors.• Served as Data Model Committee member, ensuring adherence to corporate data standards and information quality guidelines. • Orchestrated the migration of SAS mainframe reports to UNIX, migration of SAS UNIX reports to the Intranet, and validation of data mapping and loads from the mainframe to Sybase for more than 1,000 data elements. Served as Operations lead supporting the corporation’s Y2K Business Continuity Plan.

Developed and prepared analysis to identify portfolio trends and emerging risks within the multifamily market and loan portfolio. Communicated analytical results to the Division via presentations and reports. • Provided ad hoc analyses to assist with divisional and business line decision-making.• Coordinated between departments and divisions to ensure accurate and efficient dissemination of data.

Evaluated credit risk within the Single Family mortgage portfolio. Produced reports and forecasts for use in analysis by creating SAS programs that manipulated data sets with up to 15 million observations.• Prepared monthly management and control reports to communicate analytical results to senior management concerning early payment defaults; character, capacity, and collateral; purchase mix; profitability; 2-4 unit properties; and economic and housing indicators.• Prepared and documented quarterly standard reports presented to the Board of Directors.

Reviewed and analyzed Income Property Inspection Reports and Operating Statements for a $1B portfolio. Assessed associated risks in commercial real estate investments. Partnered with Seller/Servicers to ensure compliance to reporting requirements.• Acted as reporting specialist to produce reports for management review.• Examined prior approval, final delivery, assumption, and subordinate financing packages. Issued contracts to purchase loans, lock in rates, and convert loans.

Alexandria, Va

Managed operations of a 364 unit condominium complex and supervised a staff of ten employees. Prepared and maintained budget of $1.17M. Reconciled all business accounts to prepare monthly and year-end financial statements. Solicited competitive bids and executed board approved contracts. Implemented contract quality assurance activities.