Caryn Bailey Email & Phone Number

New York, Ny, Us

Greater New York City Area

• Applying financial analytics to investment portfolios of insurers, including directing more attention to sub-prime and other structured securities, as well as alternative assets, such as hedge, venture capital and private equity funds.• Identifying investment/capital concerns and recommending follow-up actions.• Developing and evaluating Enterprise Risk Management, risk management practices, and corporate governance of select insurers.• Analyzing the Financial Guaranty Insurers, through their deteriorating structured finance risk, and interact with rating agencies, investment banks, and legislatures on the subject.• Participating in special projects associated with major emerging industry and legislative issues.• Interfacing with external entities, including other regulatory bodies, investment firms, risk management consultants, third-party asset managers, securities management, and rating agencies.• Leading and participating in various NAIC Task Forces and Working Groups.• Reviewing and amending Derivative Use Plans of insurers, while monitoring derivative activities.

New York, New York

• Supported the portfolio managers in both the real estate, and homebuilding sector, by developing proactive plans for clients, while monitoring and managing the overall portfolio, with a staff of analysts. • Analyzed term, structure, credit risks and the financial composition of the companies, resulting in the assignment of a risk rating to the finance companies with total assets ranging in size from $20 million to $100 billion. Reduced risk by developing credit procedures, and risk rating policies, given variations in the market.• Provided risk analysis to senior approvers within the Credit Department for both secured and unsecured facilities, as well as derivative, and futures facilities.• Recommended credit decisions for complex and highly profitable leveraged finance transactions.• Implemented a staff reduction program while continuing to manage a $15 billion portfolio.• Led management meetings and presentations to the counterparties, origination specialists, as well as senior management at Citigroup.

Greater New York City Area

• Developed underwriting processes and monitoring procedures for CMBS transactions in the CDO secondary market. • Managed a portfolio of 40 to 50 commercial mortgage-backed securities ranging between $100 million to $1.0 billion.• Analyzed and structured secured debt obligations collateralized by commercial real estate mortgages. • Mitigated risk by performing property credit and loan underwriting analysis, determining property values, performing property inspections, loan default and bond cash flow modeling.• Evaluated unsecured debt obligations issued by real estate operating companies. • Active senior member of rating committees.• Supervised junior analysts with respect to CMBS transactions.

Greater New York City Area

• Ascertained each financial institution by analyzing capital, asset quality, management, earnings and liquidity. • Analyzed the commercial real estate portfolios of financial institutions.• Conducted meetings with senior bank personnel and senior examiners to ensure compliance with Federal rules and regulations.• Supervised a staff of ten examiners in connection with the examination of financial institutions with total assets of $50 million - $100 million.

Greater New York City Area

• Invested the foreign currency holdings of the Federal Reserve System and the Exchange Stabilization Fund of the U.S. Treasury. • Lead a staff of five analysts.

Greater New York City Area

• Rated each financial institution’s compliance with the Federal Reserve Act by analyzing the capital, asset quality, earnings, liquidity and management activities, of such financial institutions. • Examined institutions with total assets of $10 million - $50 million. Consulted with senior bank personnel and examiners to ensure compliance with Federal rules and regulations.

Master’S Degree, Real Estate Development

Master Of Business Administration (M.B.A.)

Bachelor’S Degree, Economics