Block Discounting and Securitisation Funding, Audits, Cash Flow and Reporting.

Block Discounting Facilities and Covenants, implemented future cash flows and monthly reconciliation process for funder balancesSecuritisation - portfolio reporting, analysis and accounting entriesAudit review and design and document Audit templates, tests, plan, reports

Working as part of a team on the recovery and disposal of circa 2,000 HGV's, LCV's and trailers

Onboarding for a new product

Managing Finance team, monthly group accounts consolidation and board commentary, reviewing monthly management accounts for four entities, pricing for public sector tenders, vehicle financing with third party banks and funders, VAT, PAYE

Set up Audit Facility to audit customers for vehicle leasing and short term vehicle rental businesses throughout the UK. Creating and documenting audit procedures, planning and logistics and preparation of data prior to audits, carrying out audits at customers premises. Preparing detailed audit reports, raising any risk issues and make recommendations for improvements to existing processes and controls.Created a detailed and comprehensive "cradle to grave" Operations Manual for a new Finance Product brought to the market (ECOS car scheme).

Managing relationships with multiple banks & financial institutions re. vehicle funding facilities (£100m+).Managing a team to carry out new vehicle financing, early terminations, contract extensions & re-financing.Working with new funders & lawyers (UK & overseas) on implementing new vehicle funding facilities including master agreements, facility conditions, obligations and covenants.Responsible for the overall treasury function for the Group, and managing the day to day relationships with the corporate bankers.Authorised company bank account signatory & authorised signatory for vehicle funding documentation.Daily cash management, weekly forecasting, & weekly & monthly management reporting to the Board.

Strong involvement with new client implementations, & resolving any issues with existing key clients.Responsibility for all group insurances, quarterly reviews with the broker & annual pricing negotiations.Integration of finance processes, people, location & systems following the merger of Leasedrive & Velo.Working on behalf of an administrator to ensure all receivables were invoiced/paid, resolving issues with; manufacturer guaranteed buy-backs, third party suppliers re. vehicle collections & damage. Set up processes for; new business onto own book, return of vehicles. Outsourcing the company payroll to a bureau. Payroll analysis, checking, sign off, accounting & reporting, pensions, PAYE & NIC & staff benefits. Implementing P11D software for benefits & expenses.VAT visits & audits, dealing with HMRC on a regular basis.

Balanced Scorecards

Member of the core team for implementing a new back office system administering insurance premium finance, including month end finance processing and functionality.

Leasing software - process and systems analysis, gap analysis, future requirements, solutions documentation, working with developers to create bespoke system in line with requirements.

Group Alignment Programme: Integration of finance processes & systems re. moving the back office to head office, including accounts receivable & payable, debt collections & general ledger. Preparing Business Case, Current State Analysis, Future State Design, Issues & Risk Management, Progress Reporting, Organisational Design. Analysing group Finance processes & implementing changes, process handovers & post conversion issues.Projects & Process Re-engineering: Examples:-Human Resources & Facilities: Implemented Call logging system, P11D software, staff training database. Evaluation of software; vehicle fleet administration, service maintenance & repair costs, accounting & finance systems. Identifying & implementing best solution. Managing Financial Accounting department (maternity cover); Purchase Ledger, Contracts, VAT, P11D’s, PAYE, Cashiers, Balance Sheet reconciliations, managing staff, appraisals, development & objectives. Compliance; set up new department-implement processes & controls for new customers, credit limits, contracts.

Set up accounting records, reporting & financial controls for a new truck financing facility. Authorisation of daily purchases (£350m pa), managing credit control team & the auditor. Planning & arranging stock/payment audits at nationwide franchised dealers, attending large & difficult audits, reporting on audit results, debts & current performance.

Managing treasury & cash team, moving funds daily across 4 companies, monthly reporting to Trustee, quarterly repayment of loans, interest, fees & expenses to Note Holders & Trustee, preparing annual statutory accounts for 4 companies. Regular meetings with; Trustee, Finance Company, Rating Agency, Solicitors & Auditors for this £180m deal.

Management Accounts, Budgeting and Forecasting, Financial Accounts, Cash Forecasting, Statutory Accounts and Tax Packs. Integration of DAF and Leyland Trucks Finance Function.

Preparation of accounts for sole traders, partnerships, limited companies. Audits, Corporation Tax and VAT