Chris Grafmiller Email & Phone Number

Seattle, Wa, Us

Sr. Product Strategy Manager - Deposits & Debit Card

Oversee BECU's consumer Deposit and Debit card products, comprising the nation's fourth largest credit union with more one million members. Responsible for portfolio analysis, balance growth, utilization, strategic planning, product development, regulatory compliance, loyalty programs, marketing partnership, vendor management, and pricing.

Tukwila, Wa

• Drove creation of the financial analysis supporting two key bodies of work for the business segment. The resulting financial picture was instrumental in receiving executive approval for two initiatives: Business Deposit Product Redesign and Online Entitlement/ACH/Wires.• Reconstructed compensation plan for Financial Advisor group in collaboration with HR, Investment Services, and Profitability leadership• Key team member in cross-functional group constructing compensation for 600 employees across seven departments; responsible for modeling, forecasting, and creation of dynamic calculation tools for efficient and effective execution• Created and maintain multi-factor dynamic modeling tool for Credit Card management. The tool has been instrumental in approval and execution of several initiatives, including removal of Foreign Transaction Fees, removal of Cash Advance Fees, and expansion of promotional offerings.• Gather, analyze, and present data-driven analysis to assist in the long range strategic positioning of the Credit Union, including portfolio analysis concerning profitability, rate risk exposure, member benefit, and pricing impact• Financial modeling and forecasting – manage monthly risk-adjusted profitability forecasting, project forecasting, variance analysis, and member impact

• Concurrent position including client management and new business development• Developed business plan, sales forecasting, product pricing models, digital & formal presentation materials, and financial documents• Developed financial forecasts and budgets for four associated companies: retail product line, nonprofit service company, and real estate ventures• Managed client accounts from initial inquiry through final product execution: pricing, budget analysis, staff coordination, menu creation, and client support - boosted inquiry retention from 30% to 70%• Executed distribution, wholesale, and retail contracts, including broker and distributor support

Head soccer coach for high school boys. Joined as assistant coach in 2008 and promoted to head coach in 2009.League Coach of the Year 2011League Sportsmanship Award 2012, 2013Placed 2nd in Washington State 2010Placed 4th in Washington State 2008

Seattle, Wa

• Ran two offices of retail, coffee, and mailing business; managed across store location change• Oversaw 20 employees, including 3 department managers, and all hiring functions• Developed integrated SKU system for inventory management• Budgeting, inventory analysis• Developed and ran full-service printing business, including design work, equipment development, customer service, and product execution• Implemented cost saving technologies for employee time management, shipment labeling, customer retention

Seattle, Wa

• Led management team overseeing five employees, volunteer disc-jockeys, finances, technicaloperations, licensing agreements, and station development• Organized concerts, open mic nights, and other events• Supervised construction of new studio space• Established broadcast of Seattle Pacific University basketball games

M.S. Finance, Finance

Corporate Finance, Valuation, Capital Budgeting, Financial Accounting, Managerial Accounting, Quantitative Analysis, Financial Risk.

Bachelor Of Arts (B.A.), Music Technology, Cum Laude