Retail Opertions Account Specialist , Ach, Reg-E, Eft , Electronic Banking Specialist
Current10+ years of banking expierence , 6 years of back office retail operation experience.Responsible for dialy settlement of all branch atms, including processing of income and fees to proper account general ledgers. Crediting and debiting of customers account after balancing atm general ledger.Detailed understanding of Fiserv including Single Point Correction , initiating and handling Visa charge backs. Processing of debits or credits to other institutions and merchants. Additional duties in Fiserv include Premier Analytics, Card Management, Case tracker, Tran blocker.Handles REG E atm & Visa disputes,helps to mitigate loss resulting from fraudulent transactions on customers accounts. Processes and crediting customers in timely manner within REG E timeframes. Contacts customers and dispute center if additional information is needed to assist in the process of a dispute.Experience in REG-E chargeback procedures including Single Point Correction, chargeback, representment & arbritration timeframes.Handles the approving and ordering of ATM & Debit card applications. Handles assisting customer with any Debit card issues including raising of limits for purchases and questions on any charges that are on account.Trained in ACH including daily ACH processing, balancing, stop payments, chargebacks. Additional responsiblilties include FedLine, cash manament, Remote Deposit, Fiserv.Serves as backup to process MA, IRS, Child support Levy's.Additional experience includes processing of incoming & outgoing wires, telephone customer service, face to face customer service, approval of repetivite transfer authorizations, ACH & check stop payments.