I'm specializing in Whole Life, Universal Life, IUL, Fixed Annuities Sales, Team Building, Training, Retirement Planning, and Estate Planning. Also skilled in Long Term Care, Disability Income, and Property & Casualty Insurance Sales, I have a proven record of using my insurance distribution perspective, leadership abilities, and sales/relationship building skills to drive new and existing business and achieve record setting performances. I am also a Cycling Instructor and serve as a Neighborhood Volunteer.