Experienced Commercial Credit leader who has taken a leadership role in the identification andmanagement of emerging risks and the maintenance of a strong risk management culture. Provideleadership and direction in Commercial Credit Underwriting, structuring and covenant testing. Comprehensive understanding of financial statements and their analysis. Deep experience with Loan Agreements, Security Agreements, Borrowing Bases, Guarantees and documents necessary to close and administer CommercialCredit. Strong analytical and problem-solving skills. Extensive underwriting experience. Solutions oriented. Work out experience. Collaborative leader. Interfacewith Commercial Banking Market Leaders, Credit Approval Officers and externally with Controllers,CFO’s and finance leaders.Leader in underwriting, review and approval of middle market commercial loans, lines of credit, soft exposure (ACH) and other credit products (FX, LC’s, Real Estate, etc.). Work closely and collaboratively with Credit Approval Officers, Relationship Managers, and product experts (Asset Based Finance, Equipment Finance, Sponsor Finance, Derivatives, SIM, etc.)Skill Summary:• Identification of emerging risk • Analytical thinking • Credit Process & Risk mitigation • Credit structuring and covenant testing •Communication• Interpretation of data • People management •Credit Policy/Standard/loan agreements