Daniel Deveney Email & Phone Number

Needham, Massachusetts

Timely and thorough review of application requests for indirect and direct auto loans, personal loans, credit cards and home equity loans, consistent with the credit union's guidelines.

Wakefield, Ma

* Analyzed consumer credit reports, pay stubs, tax returns, and other supplemental financial documentation and analyzed financial risk to grant loan requests to consumers for automobile loans in compliance with all state and federal regulations.*Consistently grow and maintain existing client base by establishing strong relationships with dealer personnel and upholding a high level of integrity, professionalism and ethics.* Achieve monthly and annual volume goals and exceeded team and individual goals by 10% year over year. Grew from a Startup Finance Company to $45 million receivables.* Manage staff of six comprised of Junior Underwriters, Loan Processors, Verifiers, Funding and Sales Staff.* Partnered with development team to design and create proprietary loan software, including secure online portal for clients.* Contributed to creating the policies, procedures and guidelines of Underwriting consumer loans.* Responsible for determining credit decisions by following all policies, procedures and guideline. In addition, document all exceptions to company standards.* Upload, document and complete stipulations on approved credit decisions,* Review early payment defaults and document finds. In addition, follow-up with dealership personnel on any fraudulent items (e.g. straw purchases, missing options).* Prepare daily, weekly and monthly reports to measure and report on key metrics.* Successfully closed an average of 300 loans per month.* Reviewed retail installment contracts, purchase and sales agreements, title applications and other automotive documentation to ensure accuracy,* Complied with regulatory requirements, including OFAC, USA Patriot Act and Privacy Act.* Mentored and trained all credit and sales staff.

Salem, Ma

* Trained and motivated a group of 8 supervisors, who had teams of 10 to 12 collectors, in credit card collection techniques. * Handled escalated calls from consumers. * Responsible for hiring new talent. * Reported daily activities to upper management. * Produced multiple daily reports for upper management.