Financial professional / CFO / Chief Credit Officer with broad experience and depth of understanding of credit risk, underwriting, origination, and portfolio management of C&I, CRE, MFR, SFR Homebuilder, and syndicated transactions. Extensive experience with adverse risk rated assets of all real estate and commercial lending types throughout the Western and Mid-West regions of the United States.Twenty plus year veteran of the banking and finance industry including. Seven plus years of involvement with specialized activities including risk management, audit, analysis of owned assets, special-assets, portfolio restructuring, asset disposition, risk modeling of complex assets, retail and lending operations, and international banking. Eight plus years of credit management and approval, credit origination, sales, underwriting and port-folio management of CRE, home builder finance, multi-family, hospitality, income producing real estate, and other real estate classes. Five plus years in private placement, capital markets, equities, mezzanine, advisory, and real estate investment banking.Three plus years of retail operations, management and training.