Daniel Rivas Email & Phone Number

Dallas, Texas, United States

Dallas, Texas, United States

Lewisville, Texas

Frisco, Texas, United States

Selected to develop a Pennsylvania based company branch here in Texas thatwould achieve notable recognition. Leveraged Mortgage and Loan partnerships through referrals.Extensive experience with lending tree, bank rate, internal and selfsourced calls, and the management of internal processes.Prioritizing customer satisfaction over all

Plano

The Home Equity Sales position involved the following tasks performed on a daily basis in a fast paced environment and with a constant need for continued education for new products and changes in federal guidelines and market volatility.∙ Develop and follow up on cold and warm sales leads for Mortgage Home Equity products to consumers This process is via Internet and telephone sales∙ Cultivate and maintain relationships with borrowers and mortgage staff ∙ Work closely with the… Show more The Home Equity Sales position involved the following tasks performed on a daily basis in a fast paced environment and with a constant need for continued education for new products and changes in federal guidelines and market volatility.∙ Develop and follow up on cold and warm sales leads for Mortgage Home Equity products to consumers This process is via Internet and telephone sales∙ Cultivate and maintain relationships with borrowers and mortgage staff ∙ Work closely with the operations staff (particularly Processors, Underwriters, and Closers) to ensure that the loan applications are fully completed, that the necessary supporting documentation is received, and that the loans close as scheduled ∙ Understand and comply with mortgage industry regulations, including the Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Truth-in-Lending laws, etc ∙ Apply underwriting standards to each transaction to ensure that borrowers are put into a loan program for which they qualify. This includes analyzing people’s credit histories to ensure that they are eligible for our products. Show less

Plano

- Partnering with all branch touch points to achieve goals together - Leveraging both external referral business and internal sources for maximum market share penetration. - Developing and executing a local marketing plan for external and internal business development designed to meet goals and objectives. - Delivering excellent customer service by focusing on customer needs - Proactively market with a strong visibility in branch on a daily basis – daily huddles, sales meetings,… Show more - Partnering with all branch touch points to achieve goals together - Leveraging both external referral business and internal sources for maximum market share penetration. - Developing and executing a local marketing plan for external and internal business development designed to meet goals and objectives. - Delivering excellent customer service by focusing on customer needs - Proactively market with a strong visibility in branch on a daily basis – daily huddles, sales meetings, and joint sales calls with partners. - “Quarterbacking” the mortgage lending efforts of the branch. - Educating branch staff on mortgage basics and coordinate together on the referral program. - Promoting behavior that is consistent with Capital One’s visions, values and ethics. Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). Usage of extensive knowledge of underwriting systems and federal mortgage standards and regulations Show less

Associate Of Science (A.S.), Biology/Biological Sciences, General

Education record