For a quarter of a century our boutique firm has been honored & privileged to have helped clients in many areas around the United States. We strive primarily to help in four very specific areas;1) To help people lower income taxes they are currently paying whether working or retired. This may have a direct impact on Social Security taxes you pay as well as lowering the Medicare Part B premium you currently pay or will pay at age 65.2) To protect what you have spent a lifetime saving and to create guaranteed income streams, mostly by setting up Personal Pension Plans, that cannot be outlived thus providing a more stable & secure retirement environment3) To provide tax free income for people in the event they are not able to contribute to a tax free Roth IRA due to the IRS income restrictions that have to be met in order to do so. For high earners with large existing IRA's, 401k's, SEP's, 457's, 403b's, 418's, 401a's etc we have expertise in getting these or a portion of them into a tax free Roth IRA. After all tax free income is always better than taxable income. 4) Legacy Planning: We help transfer money & estates completely tax free to your children, heirs & other loved ones or maybe your favorite charity without the expenses & delays associated with probate.