David Macmillan Email & Phone Number

Berwyn, Pa, Us

Chadds Ford, Pennsylvania, United States

Senior Manager of mortgage CUSOOriginations, Seconday, Operations, Underwriting, Servicing1.5 billion servicing portfolioEstablished and manage Correspondent DivisionCreating partnership with credit unions in PA, NJ, MD and DEConforming, portfolio, constrution loans and participationsInitiated roubost quality control programEstablished correspondent lending programIntroduced USDA and FHLB loan programs

Operations Leadership:Grew from lending in one state to 23 states with up to 70 employees and funding in excess of $5B. Redesigned orgination and processing to compliment multi-state call center platform.Financial Management:Guided company to profit each quarter regardless of market conditions.Underwriting:Communicate and review for compliance investors credit layovers to ensure loan purchase.Provide hands-on management of department with personal manual underwriting authority to two million.Manage in-house contract underwriters to meet staffing needs during periods of high demand.Strategic & Secondary Marketing:Transitioned from print marketing to Internet marketing initiatives earlier than industry, recognizing potential ofonline advertising; launched first advertising campaigns in 1996.Implemented keyword searches and display ads through Google and Yahoo to boost success of online marketingcampaigns.Transitioned company from best effort to hedging with TBAs and mandatory's improving loan price by .625%.Negotiated with investor's secondary marketing departments to receive bonus pricing.Excluded Alt-A and subprime from product mix to long-term benefit of company.

Director of marketing, sales, operations, and secondary marketing leading to dramatic sales increaseCreated wholesale lending platform adding signigicantly to bottom line

Norwood, Ma

Marketed company to national and local accounts